Aspa gene at Community Medical Center
99 NJ-37, Toms River, NJ · RWJBarnabas Health · · NPI 1013010917
$51.98
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$299.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$22.21 with United Healthcare vs $273.55 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | Nexus | $22.21 | ↓ -57% |
| United Healthcare | Oxford Metro | $22.21 | ↓ -57% |
| United Healthcare | Oxford Commercial | $25.99 | ↓ -50% |
| United Healthcare | Commercial | $25.99 | ↓ -50% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $29.90 | ↓ -42% |
| United Healthcare | Community Plan | $39.69 | ↓ -24% |
| Fidelis Care | NJ Family Care | $40.45 | ↓ -22% |
| Aetna | Better Health | $40.60 | ↓ -22% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $47.25 | ↓ -9% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $47.25 | ↓ -9% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $47.25 | ↓ -9% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $47.25 | ↓ -9% |
| Aetna | Medicare | $47.25 | ↓ -9% |
| Humana | Medicare | $47.25 | ↓ -9% |
| Wellpoint | Medicare Advantage | $47.25 | ↓ -9% |
| Clover Health | Medicare Advantage | $47.25 | ↓ -9% |
| Fidelis Care | Medicare Advantage | $47.25 | ↓ -9% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $47.25 | ↓ -9% |
| United Healthcare | Medicare | $48.20 | ↓ -7% |
| Aetna | HMO | $56.70 | ↑ +9% |
| Aetna | PPO | $56.70 | ↑ +9% |
| Emblem Health | Commercial | $82.69 | ↑ +59% |
| Wellcare | Ambetter Health Commercial | $94.03 | ↑ +81% |
| Wellpoint | NJ Family Care | $170.43 | ↑ +228% |
| First Health | Commercial | $179.40 | ↑ +245% |
| Cigna | Local Plus | $192.27 | ↑ +270% |
| Cigna | PPO | $192.27 | ↑ +270% |
| Cigna | HMO | $192.27 | ↑ +270% |
| Qualcare Inc | HMO/POS | $199.43 | ↑ +284% |
| Qualcare Inc | PPO/WC | $212.58 | ↑ +309% |
| Amerihealth | Regional Preferred | $222.75 | ↑ +329% |
| Amerihealth | Local Value | $222.75 | ↑ +329% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $254.15 | ↑ +389% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $273.55 | ↑ +426% |
Visitor-reported prices
Comments
Aspa gene at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $51.98 | $22.21 – $208.26 |
| Cooperman Barnabas Medical Center | Livingston | $51.98 | $22.21 – $192.27 |
| Clara Maass Medical Center | Belleville | $51.98 | $22.21 – $192.27 |
| Newark Beth Israel Medical Center | Newark | $51.98 | $22.21 – $192.27 |
| Jersey City Medical Center | Jersey City | $51.98 | $22.21 – $192.27 |
| Monmouth Medical Center | Long Branch | $51.98 | $22.21 – $192.27 |
| Bayshore Medical Center | Holmdel | $47.25 | $47.25 – $216.52 |
| Hackensack University Medical Center | Hackensack | $47.25 | $37.80 – $212.18 |