Aspa gene at Hackensack University Medical Center
30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279
$47.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,057.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$37.80 with OPTUM HEALTH vs $472.03 with AETNA — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| OPTUM HEALTH | MANAGED MEDICAID | $37.80 | ↓ -20% |
| WELLCARE | MEDICARE ADVANTAGE | $47.25 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $47.25 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $47.25 | ↑ +0% |
| VACCN | ALL PRODUCTS | $47.25 | ↑ +0% |
| AMERIGROUP | MANAGED MEDICAID | $47.25 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $47.25 | ↑ +0% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $47.25 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $47.25 | ↑ +0% |
| CLOVER | MEDICARE ADVANTAGE | $47.25 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $47.25 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $49.61 | ↑ +5% |
| AETNA | MANAGED MEDICAID | $50.45 | ↑ +7% |
| LHP HEALTH | ALL PRODUCTS | $59.06 | ↑ +25% |
| KARNA | MEDICARE ADVANTAGE | $62.84 | ↑ +33% |
| HORIZON | MANAGED MEDICAID | $99.50 | ↑ +111% |
| OXFORD | ALL PRODUCTS | $100.50 | ↑ +113% |
| UNITED HEALTHCARE | HMO | $113.57 | ↑ +140% |
| HORIZON | OMNIA | $131.63 | ↑ +179% |
| HORIZON | WORKERS COMP | $138.41 | ↑ +193% |
| INTERGROUP | ALL PRODUCTS | $140.70 | ↑ +198% |
| HORIZON | PIP | $150.75 | ↑ +219% |
| BERGEN RISK | ALL PRODUCTS | $150.75 | ↑ +219% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $158.79 | ↑ +236% |
| CIGNA | BH | $160.80 | ↑ +240% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $170.85 | ↑ +262% |
| CHN | ALL PRODUCTS | $170.85 | ↑ +262% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $170.85 | ↑ +262% |
| QUALCARE | HMO | $177.28 | ↑ +275% |
| QUALCARE | PPO | $177.28 | ↑ +275% |
| QUALCARE | WORKERS COMP | $177.28 | ↑ +275% |
| HORIZON | HMO | $191.43 | ↑ +305% |
| HORIZON | INDEMNITY | $192.42 | ↑ +307% |
| HORIZON | SHP | $193.64 | ↑ +310% |
| HORIZON | FEDERAL | $196.02 | ↑ +315% |
| HORIZON | PPO | $196.02 | ↑ +315% |
| AMERIHEALTH | REGIONAL HMO | $201.00 | ↑ +325% |
| AMERIHEALTH | LOCAL HMO | $201.00 | ↑ +325% |
| CIGNA | HMO | $212.18 | ↑ +349% |
| CIGNA | PPO | $212.18 | ↑ +349% |
| AETNA | PPO | $472.03 | ↑ +899% |
| AETNA | HMO | $472.03 | ↑ +899% |
| AETNA | ASA | $472.03 | ↑ +899% |
Visitor-reported prices
Comments
Aspa gene at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $47.25 | $47.25 – $216.52 |
| Ocean University Medical Center | Brick | $47.25 | $41.58 – $216.52 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $47.25 | $41.58 – $222.37 |
| Jersey Shore University Medical Center | Neptune City | $47.25 | $37.80 – $216.52 |
| Palisades Medical Center | North Bergen | $47.25 | $47.25 – $216.52 |
| Raritan Bay Medical Center | Perth Amboy | $47.25 | $47.25 – $216.52 |
| Riverview Medical Center | Red Bank | $47.25 | $47.25 – $216.52 |
| Southern Ocean Medical Center | Manahawkin | $47.25 | $47.25 – $216.52 |