Echo exam of fetal heart at Robert Wood Johnson University Hospital Somerset

110 Rehill Ave, Somerville, NJ · RWJBarnabas Health · · NPI 1003236878

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$140.43

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$831.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$86.40 with Wellpoint vs $760.19 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Wellpoint NJ Family Care $86.40 ↓ -38%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $87.74 ↓ -38%
Amerihealth Regional Preferred $114.68 ↓ -18%
Amerihealth Local Value $114.68 ↓ -18%
United Healthcare Community Plan $120.07 ↓ -14%
Fidelis Care NJ Family Care $123.48 ↓ -12%
Aetna Better Health $131.46 ↓ -6%
Horizon Blue Cross Blue Shield of New Jersey Managed $138.20 ↓ -2%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $138.20 ↓ -2%
Horizon Blue Cross Blue Shield of New Jersey Omnia $138.20 ↓ -2%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $138.20 ↓ -2%
Aetna Medicare $264.17 ↑ +88%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $264.17 ↑ +88%
Wellpoint Medicare Advantage $264.17 ↑ +88%
Clover Health Medicare Advantage $264.17 ↑ +88%
Fidelis Care Medicare Advantage $264.17 ↑ +88%
Humana Medicare $264.17 ↑ +88%
United Healthcare Medicare $269.45 ↑ +92%
Aetna HMO $312.37 ↑ +122%
Aetna PPO $312.37 ↑ +122%
United Healthcare Oxford Metro $420.00 ↑ +199%
Cigna Local Plus $435.69 ↑ +210%
Emblem Health Commercial $462.30 ↑ +229%
First Health Commercial $498.60 ↑ +255%
United Healthcare Oxford Commercial $499.00 ↑ +255%
Wellcare Ambetter Health Commercial $525.70 ↑ +274%
Cigna HMO $553.61 ↑ +294%
United Healthcare Nexus $569.00 ↑ +305%
Cigna PPO $583.11 ↑ +315%
Qualcare Inc HMO/PPO/WC $631.56 ↑ +350%
United Healthcare Commercial $647.00 ↑ +361%
Horizon Blue Cross Blue Shield of New Jersey PIP $760.19 ↑ +441%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $760.19 ↑ +441%

Visitor-reported prices

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Echo exam of fetal heart at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $317.02 $74.45 – $528.34
Clara Maass Medical Center Belleville $165.28 $87.74 – $539.67
Newark Beth Israel Medical Center Newark $234.54 $78.00 – $542.38
Bayshore Medical Center Holmdel $267.55 $53.92 – $623.08
Hackensack University Medical Center Hackensack $284.66 $79.54 – $712.00
Ocean University Medical Center Brick $264.17 $53.92 – $623.08
JFK Johnson Rehabilitation Institute (JRI) Edison $267.78 $145.85 – $659.90
Jersey Shore University Medical Center Neptune City $267.55 $53.92 – $707.07

All New-jersey hospitals for this procedure →