Echo exam of fetal heart at Ocean University Medical Center

425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$264.17

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,401.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$53.92 with UNITED HEALTHCARE vs $1,260.90 with BRIGHTON HEALTH PLAN — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UNITED HEALTHCARE MANAGED MEDICAID $53.92 ↓ -80%
AMERIHEALTH LOCAL HMO $163.10 ↓ -38%
AMERIHEALTH REGIONAL HMO $165.93 ↓ -37%
AETNA MANAGED MEDICAID $198.94 ↓ -25%
AETNA MEDICARE ADVANTAGE $241.72 ↓ -8%
HORIZON MEDICARE ADVANTAGE $241.72 ↓ -8%
WELLCARE MANAGED MEDICAID $241.72 ↓ -8%
AMERIGROUP MEDICARE ADVANTAGE $241.72 ↓ -8%
WELLCARE MEDICARE ADVANTAGE $241.72 ↓ -8%
VACCN ALL PRODUCTS $241.72 ↓ -8%
CLOVER MEDICARE ADVANTAGE $252.18 ↓ -5%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $253.81 ↓ -4%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $264.17 ↑ +0%
HORIZON MANAGED MEDICAID $266.89 ↑ +1%
SEOUL MEDICAL GROUP ALL PRODUCTS $271.79 ↑ +3%
KARNA MEDICARE ADVANTAGE $288.43 ↑ +9%
UNITED HEALTHCARE DSNP $317.01 ↑ +20%
AETNA HMO $347.13 ↑ +31%
AETNA PPO $347.13 ↑ +31%
CIGNA HMO $452.81 ↑ +71%
CIGNA PPO $452.81 ↑ +71%
UNITED HEALTHCARE HMO $623.08 ↑ +136%
OXFORD ALL PRODUCTS $623.08 ↑ +136%
HORIZON OMNIA $912.61 ↑ +245%
ACTIVECARE FIRST MCO ALL PRODUCTS $980.70 ↑ +271%
INTERGROUP SHARED SAVINGS $980.70 ↑ +271%
INTERGROUP WORKERS COMP $980.70 ↑ +271%
HORIZON WORKERS COMP $1,004.24 ↑ +280%
BERGEN RISK ALL PRODUCTS $1,050.75 ↑ +298%
QUALCARE WORKERS COMP $1,082.97 ↑ +310%
HORIZON PIP $1,082.97 ↑ +310%
QUALCARE HMO $1,082.97 ↑ +310%
QUALCARE PPO $1,082.97 ↑ +310%
HORIZON SHP $1,092.36 ↑ +314%
AETNA ASA $1,096.98 ↑ +315%
PRIME HEALTH AUTO INSURANCE $1,120.80 ↑ +324%
PRIME HEALTH WORKERS COMP $1,120.80 ↑ +324%
HORIZON HMO $1,127.10 ↑ +327%
HORIZON INDEMNITY $1,140.41 ↑ +332%
HORIZON PPO $1,156.67 ↑ +338%
MULTIPLAN - PHCS ALL PRODUCTS $1,190.85 ↑ +351%
BRIGHTON HEALTH PLAN ALL PRODUCTS $1,260.90 ↑ +377%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Echo exam of fetal heart at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $267.55 $53.92 – $623.08
Hackensack University Medical Center Hackensack $284.66 $79.54 – $712.00
JFK Johnson Rehabilitation Institute (JRI) Edison $267.78 $145.85 – $659.90
Jersey Shore University Medical Center Neptune City $267.55 $53.92 – $707.07
Palisades Medical Center North Bergen $284.66 $87.74 – $623.08
Raritan Bay Medical Center Perth Amboy $267.78 $53.92 – $623.08
Riverview Medical Center Red Bank $267.55 $53.92 – $623.08
Southern Ocean Medical Center Manahawkin $264.17 $53.92 – $452.81

All New-jersey hospitals for this procedure →