Intrm oph exam est patient at Riverview Medical Center

1 Riverview Plaza, Red Bank, NJ · Hackensack Meridian Health · · NPI 1710499462

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$142.64

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$372.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.45 with AETNA vs $364.37 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $52.45 ↓ -63%
CLOVER MEDICARE ADVANTAGE $66.96 ↓ -53%
SEOUL MEDICAL GROUP ALL PRODUCTS $80.72 ↓ -43%
KARNA MEDICARE ADVANTAGE $81.75 ↓ -43%
WELLCARE MANAGED MEDICAID $142.64 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $142.64 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $142.64 ↑ +0%
VACCN ALL PRODUCTS $142.64 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $149.77 ↑ +5%
AETNA MEDICARE ADVANTAGE $155.48 ↑ +9%
UNITED HEALTHCARE DSNP $171.17 ↑ +20%
UNITED HEALTHCARE MANAGED MEDICAID $219.11 ↑ +54%
OXFORD ALL PRODUCTS $225.36 ↑ +58%
HORIZON OMNIA $237.26 ↑ +66%
HORIZON WORKERS COMP $261.89 ↑ +84%
HORIZON MANAGED MEDICAID $264.12 ↑ +85%
BERGEN RISK ALL PRODUCTS $279.00 ↑ +96%
HORIZON SHP $286.25 ↑ +101%
QUALCARE PPO $289.04 ↑ +103%
QUALCARE HMO $289.04 ↑ +103%
AETNA ASA $291.28 ↑ +104%
HORIZON HMO $293.47 ↑ +106%
HORIZON PIP $293.51 ↑ +106%
CIGNA BH $297.60 ↑ +109%
HORIZON INDEMNITY $297.71 ↑ +109%
HORIZON PPO $300.32 ↑ +111%
UNITED HEALTHCARE HMO $301.88 ↑ +112%
MULTIPLAN - PHCS ALL PRODUCTS $316.20 ↑ +122%
ACTIVECARE FIRST MCO ALL PRODUCTS $316.20 ↑ +122%
AMERIHEALTH LOCAL HMO $321.71 ↑ +126%
QUALCARE WORKERS COMP $327.36 ↑ +130%
AETNA HMO $334.80 ↑ +135%
BRIGHTON HEALTH PLAN ALL PRODUCTS $334.80 ↑ +135%
AETNA PPO $334.80 ↑ +135%
CIGNA HMO $355.74 ↑ +149%
CIGNA PPO $355.74 ↑ +149%
AMERIHEALTH REGIONAL HMO $364.37 ↑ +155%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Intrm oph exam est patient at other New-jersey hospitals

Hospital City Cash price Negotiated range
Jersey City Medical Center Jersey City $47.37 $52.60 – $302.02
Bayshore Medical Center Holmdel $142.64 $142.64 – $171.17
Hackensack University Medical Center Hackensack $151.77 $84.56 – $4,994.00
Ocean University Medical Center Brick $140.84 $81.75 – $2,080.00
JFK Johnson Rehabilitation Institute (JRI) Edison $142.76 $84.56 – $2,437.00
Jersey Shore University Medical Center Neptune City $142.64 $81.75 – $171.17
Palisades Medical Center North Bergen $151.77 $57.56 – $576.00
Raritan Bay Medical Center Perth Amboy $142.76 $73.05 – $171.32

All New-jersey hospitals for this procedure →