Intrm oph exam est patient at Jersey City Medical Center

355 Grand St, Jersey City, NJ · RWJBarnabas Health · · NPI 1689744856

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$47.37

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$228.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.60 with Horizon Blue Cross Blue Shield of New Jersey vs $302.02 with Wellcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $52.60 ↑ +11%
Wellpoint NJ Family Care $59.40 ↑ +25%
United Healthcare Community Plan $62.88 ↑ +33%
Fidelis Care NJ Family Care $64.09 ↑ +35%
United Healthcare Oxford Metro $65.66 ↑ +39%
United Healthcare Nexus $65.66 ↑ +39%
Aetna Better Health $68.87 ↑ +45%
United Healthcare Oxford Commercial $77.06 ↑ +63%
United Healthcare Commercial $77.06 ↑ +63%
Horizon Blue Cross Blue Shield of New Jersey Omnia $102.23 ↑ +116%
Cigna Local Plus $121.27 ↑ +156%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $121.31 ↑ +156%
Horizon Blue Cross Blue Shield of New Jersey Managed $123.55 ↑ +161%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $128.54 ↑ +171%
Aetna PPO $134.52 ↑ +184%
Aetna HMO $134.52 ↑ +184%
First Health Commercial $136.80 ↑ +189%
Amerihealth Regional Preferred $138.73 ↑ +193%
Amerihealth Local Value $138.73 ↑ +193%
Aetna Medicare $151.77 ↑ +220%
Clover Health Medicare Advantage $151.77 ↑ +220%
Humana Medicare $151.77 ↑ +220%
Fidelis Care Medicare Advantage $151.77 ↑ +220%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $151.77 ↑ +220%
Wellpoint Medicare Advantage $151.77 ↑ +220%
Cigna HMO $154.08 ↑ +225%
United Healthcare Medicare $154.81 ↑ +227%
Qualcare Inc PPO/WC $161.19 ↑ +240%
Qualcare Inc HMO/POS $161.19 ↑ +240%
Cigna PPO $162.29 ↑ +243%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $191.10 ↑ +303%
Horizon Blue Cross Blue Shield of New Jersey PIP $206.95 ↑ +337%
Emblem Health Commercial $288.36 ↑ +509%
Wellcare Ambetter Health Commercial $302.02 ↑ +538%

Visitor-reported prices

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Intrm oph exam est patient at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $142.64 $142.64 – $171.17
Hackensack University Medical Center Hackensack $151.77 $84.56 – $4,994.00
Ocean University Medical Center Brick $140.84 $81.75 – $2,080.00
JFK Johnson Rehabilitation Institute (JRI) Edison $142.76 $84.56 – $2,437.00
Jersey Shore University Medical Center Neptune City $142.64 $81.75 – $171.17
Palisades Medical Center North Bergen $151.77 $57.56 – $576.00
Raritan Bay Medical Center Perth Amboy $142.76 $73.05 – $171.32
Riverview Medical Center Red Bank $142.64 $81.75 – $171.17

All New-jersey hospitals for this procedure →