X-ray exam entire spi 4/5 vw at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$117.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$484.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$64.37 with AETNA vs $467.54 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $64.37 ↓ -45%
HORIZON MANAGED MEDICAID $84.65 ↓ -28%
CLOVER MEDICARE ADVANTAGE $87.12 ↓ -26%
UNITED HEALTHCARE MANAGED MEDICAID $93.10 ↓ -21%
AMERIHEALTH LOCAL HMO $97.47 ↓ -17%
AMERIHEALTH REGIONAL HMO $98.26 ↓ -17%
SEOUL MEDICAL GROUP ALL PRODUCTS $100.19 ↓ -15%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $117.81 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $117.81 ↑ +0%
WELLCARE MANAGED MEDICAID $117.81 ↑ +0%
VACCN ALL PRODUCTS $117.81 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $123.70 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $126.05 ↑ +7%
AETNA MEDICARE ADVANTAGE $128.41 ↑ +9%
AETNA HMO $140.56 ↑ +19%
AETNA PPO $140.56 ↑ +19%
UNITED HEALTHCARE DSNP $141.37 ↑ +20%
KARNA MEDICARE ADVANTAGE $154.14 ↑ +31%
CIGNA PPO $222.08 ↑ +89%
CIGNA HMO $222.08 ↑ +89%
QUALCARE WORKERS COMP $267.17 ↑ +127%
ACTIVECARE FIRST MCO ALL PRODUCTS $290.40 ↑ +146%
UNITED HEALTHCARE HMO $295.04 ↑ +150%
OXFORD ALL PRODUCTS $295.04 ↑ +150%
QUALCARE PPO $348.96 ↑ +196%
QUALCARE HMO $348.96 ↑ +196%
BERGEN RISK ALL PRODUCTS $363.00 ↑ +208%
HORIZON OMNIA $369.78 ↑ +214%
HORIZON PIP $374.62 ↑ +218%
HORIZON WORKERS COMP $377.23 ↑ +220%
AETNA ASA $378.97 ↑ +222%
CIGNA BH $387.20 ↑ +229%
BRIGHTON HEALTH PLAN ALL PRODUCTS $387.20 ↑ +229%
HORIZON INDEMNITY $406.71 ↑ +245%
MULTIPLAN - PHCS ALL PRODUCTS $411.40 ↑ +249%
HORIZON SHP $451.57 ↑ +283%
HORIZON HMO $455.93 ↑ +287%
HORIZON PPO $467.54 ↑ +297%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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X-ray exam entire spi 4/5 vw at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $162.54 $41.39 – $324.60
Community Medical Center Toms River $179.60 $61.70 – $324.60
Childrens Specialized Hospital Mountainside $234.00 $37.62 – $655.00
Newark Beth Israel Medical Center Newark $199.55 $42.61 – $324.60
Jersey City Medical Center Jersey City $179.95 $53.57 – $324.60
Monmouth Medical Center Long Branch $189.48 $61.70 – $324.60
Bayshore Medical Center Holmdel $117.70 $93.10 – $295.04
Hackensack University Medical Center Hackensack $125.23 $55.93 – $336.99

All New-jersey hospitals for this procedure →