X-ray exam entire spi 4/5 vw at Newark Beth Israel Medical Center

201 Lyons Ave, Newark, NJ · RWJBarnabas Health · · NPI 1215027966

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$199.55

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$958.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$42.61 with United Healthcare vs $894.10 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan $42.61 ↓ -79%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $61.70 ↓ -69%
Amerihealth Local Value $68.53 ↓ -66%
Amerihealth Regional Preferred $68.53 ↓ -66%
Horizon Blue Cross Blue Shield of New Jersey Omnia $76.74 ↓ -62%
Horizon Blue Cross Blue Shield of New Jersey Managed $76.74 ↓ -62%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $76.74 ↓ -62%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $76.74 ↓ -62%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $119.31 ↓ -40%
Aetna Medicare $119.31 ↓ -40%
Humana Medicare $119.31 ↓ -40%
Wellpoint Medicare Advantage $119.31 ↓ -40%
Clover Health Medicare Advantage $119.31 ↓ -40%
Fidelis Care Medicare Advantage $119.31 ↓ -40%
United Healthcare Medicare $121.70 ↓ -39%
United Healthcare Oxford Metro $143.22 ↓ -28%
United Healthcare Nexus $143.22 ↓ -28%
Aetna HMO $176.04 ↓ -12%
Aetna PPO $176.04 ↓ -12%
United Healthcare Oxford Commercial $177.09 ↓ -11%
United Healthcare Commercial $177.09 ↓ -11%
Wellcare Ambetter Health Commercial $237.43 ↑ +19%
Aetna Better Health $238.35 ↑ +19%
Emblem Health Commercial $238.62 ↑ +20%
Fidelis Care NJ Family Care $248.69 ↑ +25%
Cigna Local Plus $324.60 ↑ +63%
Cigna PPO $324.60 ↑ +63%
Cigna HMO $324.60 ↑ +63%
Wellpoint NJ Family Care $546.06 ↑ +174%
First Health Commercial $574.80 ↑ +188%
Qualcare Inc HMO/POS $735.74 ↑ +269%
Qualcare Inc PPO/WC $784.60 ↑ +293%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $814.30 ↑ +308%
Horizon Blue Cross Blue Shield of New Jersey PIP $894.10 ↑ +348%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

X-ray exam entire spi 4/5 vw at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $162.54 $41.39 – $324.60
Community Medical Center Toms River $179.60 $61.70 – $324.60
Childrens Specialized Hospital Mountainside $234.00 $37.62 – $655.00
Jersey City Medical Center Jersey City $179.95 $53.57 – $324.60
Monmouth Medical Center Long Branch $189.48 $61.70 – $324.60
Bayshore Medical Center Holmdel $117.70 $93.10 – $295.04
Hackensack University Medical Center Hackensack $125.23 $55.93 – $336.99
Ocean University Medical Center Brick $116.22 $93.10 – $222.08

All New-jersey hospitals for this procedure →