Psychotherapy patient individual therapy 60 minutes at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$177.99

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$605.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$80.47 with AETNA vs $588.60 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $80.47 ↓ -55%
CLOVER MEDICARE ADVANTAGE $108.90 ↓ -39%
SEOUL MEDICAL GROUP ALL PRODUCTS $125.24 ↓ -30%
WELLCARE MANAGED MEDICAID $177.99 ↑ +0%
VACCN ALL PRODUCTS $177.99 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $177.99 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $177.99 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $186.89 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $190.45 ↑ +7%
AETNA MEDICARE ADVANTAGE $194.01 ↑ +9%
UNITED HEALTHCARE DSNP $213.59 ↑ +20%
KARNA MEDICARE ADVANTAGE $222.96 ↑ +25%
UNITED HEALTHCARE MANAGED MEDICAID $356.35 ↑ +100%
OXFORD ALL PRODUCTS $366.45 ↑ +106%
QUALCARE WORKERS COMP $402.33 ↑ +126%
ACTIVECARE FIRST MCO ALL PRODUCTS $453.75 ↑ +155%
BERGEN RISK ALL PRODUCTS $453.75 ↑ +155%
HORIZON OMNIA $462.22 ↑ +160%
HORIZON PIP $468.27 ↑ +163%
HORIZON WORKERS COMP $471.54 ↑ +165%
AETNA ASA $473.72 ↑ +166%
CIGNA BH $484.00 ↑ +172%
UNITED HEALTHCARE HMO $492.65 ↑ +177%
HORIZON INDEMNITY $508.38 ↑ +186%
MULTIPLAN - PHCS ALL PRODUCTS $514.25 ↑ +189%
AMERIHEALTH LOCAL HMO $523.63 ↑ +194%
AETNA PPO $544.50 ↑ +206%
BRIGHTON HEALTH PLAN ALL PRODUCTS $544.50 ↑ +206%
AETNA HMO $544.50 ↑ +206%
QUALCARE PPO $549.34 ↑ +209%
QUALCARE HMO $549.34 ↑ +209%
HORIZON SHP $564.47 ↑ +217%
HORIZON HMO $569.91 ↑ +220%
CIGNA HMO $578.56 ↑ +225%
CIGNA PPO $578.56 ↑ +225%
HORIZON PPO $584.43 ↑ +228%
AMERIHEALTH REGIONAL HMO $588.60 ↑ +231%
AMERIGROUP MANAGED MEDICAID not published by hospital
HORIZON MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Psychotherapy patient individual therapy 60 minutes at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $242.00 $75.03 – $440.00
Trinitas Regional Medical Center Elizabeth $106.42 $90.26 – $351.18
Saint Barnabas Behavioral Health Center Toms River $162.63 $137.23 – $175.59
Cooperman Barnabas Medical Center Livingston $120.14 $90.26 – $360.52
Clara Maass Medical Center Belleville $112.77 $90.26 – $358.72
Childrens Specialized Hospital Mountainside $183.50 $195.00 – $246.83
Newark Beth Israel Medical Center Newark $118.10 $90.26 – $360.52
Jersey City Medical Center Jersey City $117.82 $90.26 – $376.53

All New-jersey hospitals for this procedure →