Psychotherapy patient individual therapy 60 minutes at Jersey City Medical Center

355 Grand St, Jersey City, NJ · RWJBarnabas Health · · NPI 1689744856

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$117.82

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$567.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$90.26 with Horizon Blue Cross Blue Shield of New Jersey vs $514.66 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $90.26 ↓ -23%
Wellpoint NJ Family Care $119.14 ↑ +1%
Fidelis Care NJ Family Care $159.38 ↑ +35%
Aetna Better Health $171.29 ↑ +45%
Aetna Medicare $189.21 ↑ +61%
Wellpoint Medicare Advantage $189.21 ↑ +61%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $189.21 ↑ +61%
Clover Health Medicare Advantage $189.21 ↑ +61%
Humana Medicare $189.21 ↑ +61%
Fidelis Care Medicare Advantage $189.21 ↑ +61%
Horizon Blue Cross Blue Shield of New Jersey Omnia $254.24 ↑ +116%
Cigna Local Plus $301.58 ↑ +156%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $301.70 ↑ +156%
Horizon Blue Cross Blue Shield of New Jersey Managed $307.25 ↑ +161%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $319.67 ↑ +171%
Aetna HMO $334.53 ↑ +184%
Aetna PPO $334.53 ↑ +184%
First Health Commercial $340.20 ↑ +189%
Amerihealth Local Value $345.01 ↑ +193%
Amerihealth Regional Preferred $345.01 ↑ +193%
Emblem Health Commercial $359.50 ↑ +205%
Wellcare Ambetter Health Commercial $376.53 ↑ +220%
Cigna HMO $383.17 ↑ +225%
Qualcare Inc HMO/POS $400.86 ↑ +240%
Qualcare Inc PPO/WC $400.86 ↑ +240%
Cigna PPO $403.59 ↑ +243%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $475.25 ↑ +303%
Horizon Blue Cross Blue Shield of New Jersey PIP $514.66 ↑ +337%

Visitor-reported prices

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Psychotherapy patient individual therapy 60 minutes at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $242.00 $75.03 – $440.00
Trinitas Regional Medical Center Elizabeth $106.42 $90.26 – $351.18
Saint Barnabas Behavioral Health Center Toms River $162.63 $137.23 – $175.59
Cooperman Barnabas Medical Center Livingston $120.14 $90.26 – $360.52
Clara Maass Medical Center Belleville $112.77 $90.26 – $358.72
Childrens Specialized Hospital Mountainside $183.50 $195.00 – $246.83
Newark Beth Israel Medical Center Newark $118.10 $90.26 – $360.52
Monmouth Medical Center Long Branch $124.05 $90.26 – $353.90

All New-jersey hospitals for this procedure →