MRI cardiac morph & func wwo IV cont w/stress img at Raritan Bay Medical Center
530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455
$875.24
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,391.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$451.00 with AETNA vs $4,332.00 with BERGEN RISK — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $451.00 | ↓ -48% |
| CLOVER | MEDICARE ADVANTAGE | $610.38 | ↓ -30% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $701.94 | ↓ -20% |
| KARNA | MEDICARE ADVANTAGE | $839.69 | ↓ -4% |
| VACCN | ALL PRODUCTS | $875.24 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $875.24 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $875.24 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $875.24 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $919.01 | ↑ +5% |
| AMERIGROUP | MEDICARE ADVANTAGE | $936.51 | ↑ +7% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $951.00 | ↑ +9% |
| AETNA | MEDICARE ADVANTAGE | $954.02 | ↑ +9% |
| CIGNA | PPO | $968.72 | ↑ +11% |
| CIGNA | HMO | $968.72 | ↑ +11% |
| AETNA | PPO | $1,009.59 | ↑ +15% |
| AETNA | HMO | $1,009.59 | ↑ +15% |
| UNITED HEALTHCARE | DSNP | $1,050.29 | ↑ +20% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $1,060.00 | ↑ +21% |
| AMERIHEALTH | LOCAL HMO | $1,094.00 | ↑ +25% |
| AMERIHEALTH | REGIONAL HMO | $1,102.96 | ↑ +26% |
| UNITED HEALTHCARE | HMO | $1,739.68 | ↑ +99% |
| OXFORD | ALL PRODUCTS | $1,739.68 | ↑ +99% |
| QUALCARE | WORKERS COMP | $1,947.00 | ↑ +122% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $2,339.79 | ↑ +167% |
| HORIZON | OMNIA | $2,590.72 | ↑ +196% |
| HORIZON | PIP | $2,624.63 | ↑ +200% |
| HORIZON | WORKERS COMP | $2,642.95 | ↑ +202% |
| AETNA | ASA | $2,655.15 | ↑ +203% |
| CIGNA | BH | $2,712.80 | ↑ +210% |
| HORIZON | INDEMNITY | $2,849.46 | ↑ +226% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $2,882.35 | ↑ +229% |
| QUALCARE | HMO | $2,921.00 | ↑ +234% |
| QUALCARE | PPO | $2,921.00 | ↑ +234% |
| HORIZON | SHP | $3,163.80 | ↑ +261% |
| HORIZON | HMO | $3,194.32 | ↑ +265% |
| HORIZON | PPO | $3,275.71 | ↑ +274% |
| BERGEN RISK | ALL PRODUCTS | $4,332.00 | ↑ +395% |
| HORIZON | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
MRI cardiac morph & func wwo IV cont w/stress img at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Newark Beth Israel Medical Center | Newark | $685.51 | $232.86 – $2,072.00 |
| Monmouth Medical Center | Long Branch | $745.45 | $326.00 – $2,072.00 |
| Bayshore Medical Center | Holmdel | $874.49 | $874.49 – $4,332.00 |
| Hackensack University Medical Center | Hackensack | $930.42 | $446.01 – $4,332.00 |
| Ocean University Medical Center | Brick | $863.44 | $650.00 – $4,332.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $875.24 | $790.06 – $4,332.00 |
| Jersey Shore University Medical Center | Neptune City | $874.49 | $650.00 – $4,332.00 |
| Palisades Medical Center | North Bergen | $930.42 | $492.00 – $4,332.00 |