MRI cardiac morph & func wwo IV cont w/stress img at Ocean University Medical Center
425 Jack Martin Boulevard, Brick, NJ · Hackensack Meridian Health · · NPI 1477065126
$863.44
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,391.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$481.52 with AETNA vs $4,332.00 with BERGEN RISK — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $481.52 | ↓ -44% |
| CLOVER | MEDICARE ADVANTAGE | $610.38 | ↓ -29% |
| HORIZON | MANAGED MEDICAID | $645.99 | ↓ -25% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $650.00 | ↓ -25% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $657.85 | ↓ -24% |
| AETNA | MEDICARE ADVANTAGE | $790.06 | ↓ -8% |
| WELLCARE | MANAGED MEDICAID | $790.06 | ↓ -8% |
| AMERIGROUP | MEDICARE ADVANTAGE | $790.06 | ↓ -8% |
| VACCN | ALL PRODUCTS | $790.06 | ↓ -8% |
| HORIZON | MEDICARE ADVANTAGE | $790.06 | ↓ -8% |
| WELLCARE | MEDICARE ADVANTAGE | $790.06 | ↓ -8% |
| KARNA | MEDICARE ADVANTAGE | $799.53 | ↓ -7% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $829.56 | ↓ -4% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $863.44 | ↑ +0% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $951.00 | ↑ +10% |
| CIGNA | PPO | $968.72 | ↑ +12% |
| CIGNA | HMO | $968.72 | ↑ +12% |
| AETNA | PPO | $1,009.59 | ↑ +17% |
| AETNA | HMO | $1,009.59 | ↑ +17% |
| UNITED HEALTHCARE | DSNP | $1,036.13 | ↑ +20% |
| AMERIHEALTH | LOCAL HMO | $1,094.00 | ↑ +27% |
| AMERIHEALTH | REGIONAL HMO | $1,112.92 | ↑ +29% |
| UNITED HEALTHCARE | HMO | $1,739.68 | ↑ +101% |
| OXFORD | ALL PRODUCTS | $1,739.68 | ↑ +101% |
| QUALCARE | HMO | $2,083.00 | ↑ +141% |
| QUALCARE | WORKERS COMP | $2,159.44 | ↑ +150% |
| HORIZON | OMNIA | $2,208.90 | ↑ +156% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $2,339.79 | ↑ +171% |
| INTERGROUP | SHARED SAVINGS | $2,373.70 | ↑ +175% |
| INTERGROUP | WORKERS COMP | $2,373.70 | ↑ +175% |
| HORIZON | WORKERS COMP | $2,430.67 | ↑ +182% |
| QUALCARE | PPO | $2,621.24 | ↑ +204% |
| HORIZON | PIP | $2,621.24 | ↑ +204% |
| HORIZON | SHP | $2,643.96 | ↑ +206% |
| AETNA | ASA | $2,655.15 | ↑ +208% |
| PRIME HEALTH | WORKERS COMP | $2,712.80 | ↑ +214% |
| PRIME HEALTH | AUTO INSURANCE | $2,712.80 | ↑ +214% |
| HORIZON | HMO | $2,728.06 | ↑ +216% |
| HORIZON | INDEMNITY | $2,760.27 | ↑ +220% |
| HORIZON | PPO | $2,799.61 | ↑ +224% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $2,882.35 | ↑ +234% |
| BERGEN RISK | ALL PRODUCTS | $4,332.00 | ↑ +402% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
MRI cardiac morph & func wwo IV cont w/stress img at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Newark Beth Israel Medical Center | Newark | $685.51 | $232.86 – $2,072.00 |
| Monmouth Medical Center | Long Branch | $745.45 | $326.00 – $2,072.00 |
| Bayshore Medical Center | Holmdel | $874.49 | $874.49 – $4,332.00 |
| Hackensack University Medical Center | Hackensack | $930.42 | $446.01 – $4,332.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $875.24 | $790.06 – $4,332.00 |
| Jersey Shore University Medical Center | Neptune City | $874.49 | $650.00 – $4,332.00 |
| Palisades Medical Center | North Bergen | $930.42 | $492.00 – $4,332.00 |
| Raritan Bay Medical Center | Perth Amboy | $875.24 | $839.69 – $4,332.00 |