Insitu hybridization manual at Raritan Bay Medical Center
530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455
$398.51
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$938.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$124.75 with AETNA vs $912.58 with AMERIHEALTH — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $124.75 | ↓ -69% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $194.17 | ↓ -51% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $211.88 | ↓ -47% |
| KARNA | MEDICARE ADVANTAGE | $286.23 | ↓ -28% |
| VACCN | ALL PRODUCTS | $398.51 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $398.51 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $398.51 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $398.51 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $418.43 | ↑ +5% |
| AMERIGROUP | MEDICARE ADVANTAGE | $426.40 | ↑ +7% |
| AETNA | MEDICARE ADVANTAGE | $434.37 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $478.21 | ↑ +20% |
| UNITED HEALTHCARE | HMO | $597.81 | ↑ +50% |
| OXFORD | ALL PRODUCTS | $597.81 | ↑ +50% |
| QUALCARE | WORKERS COMP | $623.77 | ↑ +57% |
| AETNA | PPO | $645.34 | ↑ +62% |
| AETNA | HMO | $645.34 | ↑ +62% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $703.50 | ↑ +77% |
| BERGEN RISK | ALL PRODUCTS | $703.50 | ↑ +77% |
| HORIZON | OMNIA | $716.63 | ↑ +80% |
| HORIZON | PIP | $726.01 | ↑ +82% |
| HORIZON | WORKERS COMP | $731.08 | ↑ +83% |
| AETNA | ASA | $734.45 | ↑ +84% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $750.40 | ↑ +88% |
| CIGNA | BH | $750.40 | ↑ +88% |
| HORIZON | INDEMNITY | $788.20 | ↑ +98% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $797.30 | ↑ +100% |
| AMERIHEALTH | LOCAL HMO | $811.84 | ↑ +104% |
| QUALCARE | HMO | $851.70 | ↑ +114% |
| QUALCARE | PPO | $851.70 | ↑ +114% |
| HORIZON | SHP | $875.15 | ↑ +120% |
| HORIZON | HMO | $883.60 | ↑ +122% |
| CIGNA | PPO | $897.01 | ↑ +125% |
| CIGNA | HMO | $897.01 | ↑ +125% |
| HORIZON | PPO | $906.11 | ↑ +127% |
| AMERIHEALTH | REGIONAL HMO | $912.58 | ↑ +129% |
| CLOVER | MEDICARE ADVANTAGE | not published by hospital | — |
| HORIZON | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Insitu hybridization manual at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $138.79 | $71.73 – $807.16 |
| Clara Maass Medical Center | Belleville | $122.52 | $71.62 – $803.12 |
| Newark Beth Israel Medical Center | Newark | $136.43 | $71.73 – $807.16 |
| Monmouth Medical Center | Long Branch | $194.29 | $71.73 – $792.34 |
| Bayshore Medical Center | Holmdel | $398.16 | $211.88 – $597.81 |
| Hackensack University Medical Center | Hackensack | $423.63 | $123.28 – $672.67 |
| Ocean University Medical Center | Brick | $393.13 | $123.84 – $393.13 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $398.51 | $123.84 – $634.95 |