Insitu hybridization manual at Clara Maass Medical Center
1 Clara Maass Dr, Belleville, NJ · RWJBarnabas Health · · NPI 1902901333
$122.52
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$616.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$71.62 with Amerihealth vs $803.12 with Wellcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Amerihealth | Regional Preferred | $71.62 | ↓ -42% |
| Amerihealth | Local Value | $71.62 | ↓ -42% |
| Aetna | Better Health | $85.93 | ↓ -30% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $123.48 | ↑ +1% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $123.48 | ↑ +1% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $123.48 | ↑ +1% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $123.48 | ↑ +1% |
| United Healthcare | Community Plan | $126.81 | ↑ +4% |
| Fidelis Care | NJ Family Care | $129.22 | ↑ +5% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $135.99 | ↑ +11% |
| United Healthcare | Nexus | $152.33 | ↑ +24% |
| United Healthcare | Oxford Metro | $152.33 | ↑ +24% |
| United Healthcare | Commercial | $155.88 | ↑ +27% |
| United Healthcare | Oxford Commercial | $155.88 | ↑ +27% |
| Aetna | PPO | $204.49 | ↑ +67% |
| Aetna | HMO | $204.49 | ↑ +67% |
| Wellpoint | NJ Family Care | $351.12 | ↑ +187% |
| First Health | Commercial | $369.60 | ↑ +202% |
| Humana | Medicare | $403.58 | ↑ +229% |
| Wellpoint | Medicare Advantage | $403.58 | ↑ +229% |
| Clover Health | Medicare Advantage | $403.58 | ↑ +229% |
| Fidelis Care | Medicare Advantage | $403.58 | ↑ +229% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $403.58 | ↑ +229% |
| Aetna | Medicare | $403.58 | ↑ +229% |
| United Healthcare | Medicare | $411.65 | ↑ +236% |
| Cigna | HMO | $429.63 | ↑ +251% |
| Cigna | PPO | $429.63 | ↑ +251% |
| Cigna | Local Plus | $429.63 | ↑ +251% |
| Qualcare Inc | HMO/POS | $473.08 | ↑ +286% |
| Qualcare Inc | PPO/WC | $504.50 | ↑ +312% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $540.66 | ↑ +341% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $588.03 | ↑ +380% |
| Emblem Health | Commercial | $706.27 | ↑ +476% |
| Wellcare | Ambetter Health Commercial | $803.12 | ↑ +556% |
Visitor-reported prices
Comments
Insitu hybridization manual at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $138.79 | $71.73 – $807.16 |
| Newark Beth Israel Medical Center | Newark | $136.43 | $71.73 – $807.16 |
| Monmouth Medical Center | Long Branch | $194.29 | $71.73 – $792.34 |
| Bayshore Medical Center | Holmdel | $398.16 | $211.88 – $597.81 |
| Hackensack University Medical Center | Hackensack | $423.63 | $123.28 – $672.67 |
| Ocean University Medical Center | Brick | $393.13 | $123.84 – $393.13 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $398.51 | $123.84 – $634.95 |
| Jersey Shore University Medical Center | Neptune City | $398.16 | $211.88 – $650.97 |