Hlth bhv ivntj indiv 1st 30 at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$177.99

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$464.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$61.71 with AETNA vs $451.43 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $61.71 ↓ -65%
CLOVER MEDICARE ADVANTAGE $83.52 ↓ -53%
HORIZON MANAGED MEDICAID $91.45 ↓ -49%
SEOUL MEDICAL GROUP ALL PRODUCTS $96.05 ↓ -46%
KARNA MEDICARE ADVANTAGE $98.14 ↓ -45%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $177.99 ↑ +0%
WELLCARE MANAGED MEDICAID $177.99 ↑ +0%
VACCN ALL PRODUCTS $177.99 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $177.99 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $186.89 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $190.45 ↑ +7%
AETNA MEDICARE ADVANTAGE $194.01 ↑ +9%
UNITED HEALTHCARE DSNP $213.59 ↑ +20%
UNITED HEALTHCARE MANAGED MEDICAID $273.30 ↑ +54%
OXFORD ALL PRODUCTS $281.04 ↑ +58%
QUALCARE WORKERS COMP $308.56 ↑ +73%
ACTIVECARE FIRST MCO ALL PRODUCTS $348.00 ↑ +96%
BERGEN RISK ALL PRODUCTS $348.00 ↑ +96%
HORIZON OMNIA $354.50 ↑ +99%
HORIZON PIP $359.14 ↑ +102%
HORIZON WORKERS COMP $361.64 ↑ +103%
AETNA ASA $363.31 ↑ +104%
CIGNA BH $371.20 ↑ +109%
UNITED HEALTHCARE HMO $377.84 ↑ +112%
HORIZON INDEMNITY $389.90 ↑ +119%
MULTIPLAN - PHCS ALL PRODUCTS $394.40 ↑ +122%
AMERIHEALTH LOCAL HMO $401.59 ↑ +126%
AETNA PPO $417.60 ↑ +135%
BRIGHTON HEALTH PLAN ALL PRODUCTS $417.60 ↑ +135%
AETNA HMO $417.60 ↑ +135%
QUALCARE HMO $421.31 ↑ +137%
QUALCARE PPO $421.31 ↑ +137%
HORIZON SHP $432.91 ↑ +143%
HORIZON HMO $437.09 ↑ +146%
CIGNA PPO $443.72 ↑ +149%
CIGNA HMO $443.72 ↑ +149%
HORIZON PPO $448.22 ↑ +152%
AMERIHEALTH REGIONAL HMO $451.43 ↑ +154%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Hlth bhv ivntj indiv 1st 30 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $177.84 $177.84 – $213.41
Hackensack University Medical Center Hackensack $189.21 $98.14 – $198.68
Ocean University Medical Center Brick $175.59 $95.79 – $210.71
JFK Johnson Rehabilitation Institute (JRI) Edison $177.99 $33.47 – $168.70
Jersey Shore University Medical Center Neptune City $177.84 $33.47 – $213.41
Palisades Medical Center North Bergen $189.21 $72.06 – $206.24
Riverview Medical Center Red Bank $177.84 $95.79 – $213.41
Southern Ocean Medical Center Manahawkin $175.59 $33.47 – $210.71

All New-jersey hospitals for this procedure →