Hlth bhv ivntj indiv 1st 30 at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$177.84

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$464.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$76.10 with AETNA vs $451.56 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $76.10 ↓ -57%
CLOVER MEDICARE ADVANTAGE $83.52 ↓ -53%
SEOUL MEDICAL GROUP ALL PRODUCTS $86.77 ↓ -51%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $177.84 ↑ +0%
VACCN ALL PRODUCTS $177.84 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $177.84 ↑ +0%
WELLCARE MANAGED MEDICAID $177.84 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $186.73 ↑ +5%
AETNA MEDICARE ADVANTAGE $193.84 ↑ +9%
UNITED HEALTHCARE DSNP $213.41 ↑ +20%
QUALCARE PPO $256.13 ↑ +44%
QUALCARE HMO $256.13 ↑ +44%
UNITED HEALTHCARE HMO $263.04 ↑ +48%
UNITED HEALTHCARE MANAGED MEDICAID $273.30 ↑ +54%
HORIZON MANAGED MEDICAID $282.53 ↑ +59%
HORIZON PIP $299.28 ↑ +68%
HORIZON WORKERS COMP $299.28 ↑ +68%
OXFORD ALL PRODUCTS $303.97 ↑ +71%
HORIZON OMNIA $316.87 ↑ +78%
BERGEN RISK ALL PRODUCTS $348.00 ↑ +96%
AETNA ASA $363.31 ↑ +104%
CIGNA BH $371.20 ↑ +109%
HORIZON SHP $387.49 ↑ +118%
HORIZON HMO $391.29 ↑ +120%
MULTIPLAN - PHCS ALL PRODUCTS $394.40 ↑ +122%
HORIZON INDEMNITY $396.91 ↑ +123%
AMERIHEALTH LOCAL HMO $398.67 ↑ +124%
HORIZON PPO $400.52 ↑ +125%
QUALCARE WORKERS COMP $408.32 ↑ +130%
AETNA HMO $417.60 ↑ +135%
BRIGHTON HEALTH PLAN ALL PRODUCTS $417.60 ↑ +135%
AETNA PPO $417.60 ↑ +135%
CIGNA HMO $443.72 ↑ +150%
CIGNA PPO $443.72 ↑ +150%
AMERIHEALTH REGIONAL HMO $451.56 ↑ +154%
KARNA MEDICARE ADVANTAGE not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Hlth bhv ivntj indiv 1st 30 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Hackensack University Medical Center Hackensack $189.21 $98.14 – $198.68
Ocean University Medical Center Brick $175.59 $95.79 – $210.71
JFK Johnson Rehabilitation Institute (JRI) Edison $177.99 $33.47 – $168.70
Jersey Shore University Medical Center Neptune City $177.84 $33.47 – $213.41
Palisades Medical Center North Bergen $189.21 $72.06 – $206.24
Raritan Bay Medical Center Perth Amboy $177.99 $91.45 – $213.59
Riverview Medical Center Red Bank $177.84 $95.79 – $213.41
Southern Ocean Medical Center Manahawkin $175.59 $33.47 – $210.71

All New-jersey hospitals for this procedure →