Family therapy with patient 50 min 90847 at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$177.99

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$497.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$66.10 with AETNA vs $483.53 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $66.10 ↓ -63%
CLOVER MEDICARE ADVANTAGE $89.46 ↓ -50%
SEOUL MEDICAL GROUP ALL PRODUCTS $102.88 ↓ -42%
HORIZON MANAGED MEDICAID $117.03 ↓ -34%
KARNA MEDICARE ADVANTAGE $170.14 ↓ -4%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $177.99 ↑ +0%
WELLCARE MANAGED MEDICAID $177.99 ↑ +0%
VACCN ALL PRODUCTS $177.99 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $177.99 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $186.89 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $190.45 ↑ +7%
AETNA MEDICARE ADVANTAGE $194.01 ↑ +9%
UNITED HEALTHCARE DSNP $213.59 ↑ +20%
UNITED HEALTHCARE MANAGED MEDICAID $292.73 ↑ +64%
OXFORD ALL PRODUCTS $301.03 ↑ +69%
QUALCARE WORKERS COMP $330.51 ↑ +86%
ACTIVECARE FIRST MCO ALL PRODUCTS $372.75 ↑ +109%
BERGEN RISK ALL PRODUCTS $372.75 ↑ +109%
HORIZON OMNIA $379.71 ↑ +113%
HORIZON PIP $384.68 ↑ +116%
HORIZON WORKERS COMP $387.36 ↑ +118%
AETNA ASA $389.15 ↑ +119%
CIGNA BH $397.60 ↑ +123%
UNITED HEALTHCARE HMO $404.71 ↑ +127%
HORIZON INDEMNITY $417.63 ↑ +135%
MULTIPLAN - PHCS ALL PRODUCTS $422.45 ↑ +137%
AMERIHEALTH LOCAL HMO $430.15 ↑ +142%
AETNA PPO $447.30 ↑ +151%
BRIGHTON HEALTH PLAN ALL PRODUCTS $447.30 ↑ +151%
AETNA HMO $447.30 ↑ +151%
QUALCARE HMO $451.28 ↑ +154%
QUALCARE PPO $451.28 ↑ +154%
HORIZON SHP $463.70 ↑ +161%
HORIZON HMO $468.17 ↑ +163%
CIGNA PPO $475.28 ↑ +167%
CIGNA HMO $475.28 ↑ +167%
HORIZON PPO $480.10 ↑ +170%
AMERIHEALTH REGIONAL HMO $483.53 ↑ +172%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Family therapy with patient 50 min 90847 at other New-jersey hospitals

Hospital City Cash price Negotiated range
Carrier Clinic Belle Mead $198.80 $60.00 – $361.60
Bayshore Medical Center Holmdel $177.84 $177.84 – $243.00
Hackensack University Medical Center Hackensack $189.21 $151.37 – $198.68
Ocean University Medical Center Brick $175.59 $154.00 – $243.00
JFK Johnson Rehabilitation Institute (JRI) Edison $177.99 $93.62 – $170.14
Jersey Shore University Medical Center Neptune City $177.84 $126.45 – $263.00
Palisades Medical Center North Bergen $189.21 $92.22 – $206.24
Riverview Medical Center Red Bank $177.84 $166.05 – $243.00

All New-jersey hospitals for this procedure →