Family therapy with patient 50 min 90847 at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$189.21
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$497.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$84.99 with AETNA vs $475.28 with CIGNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $84.99 | ↓ -55% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $86.48 | ↓ -54% |
| CLOVER | MEDICARE ADVANTAGE | $89.46 | ↓ -53% |
| HORIZON | MANAGED MEDICAID | $92.22 | ↓ -51% |
| KARNA | MEDICARE ADVANTAGE | $170.14 | ↓ -10% |
| VACCN | ALL PRODUCTS | $189.21 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $189.21 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $189.21 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $189.21 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $189.21 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $189.21 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $198.68 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $206.24 | ↑ +9% |
| OXFORD | ALL PRODUCTS | $255.11 | ↑ +35% |
| UNITED HEALTHCARE | HMO | $257.45 | ↑ +36% |
| AETNA | PPO | $312.91 | ↑ +65% |
| AETNA | HMO | $312.91 | ↑ +65% |
| HORIZON | OMNIA | $340.05 | ↑ +80% |
| HORIZON | WORKERS COMP | $342.23 | ↑ +81% |
| BERGEN RISK | ALL PRODUCTS | $372.75 | ↑ +97% |
| HORIZON | PIP | $372.75 | ↑ +97% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $397.60 | ↑ +110% |
| HORIZON | SHP | $407.99 | ↑ +116% |
| AMERIHEALTH | LOCAL HMO | $416.14 | ↑ +120% |
| HORIZON | HMO | $420.26 | ↑ +122% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $422.45 | ↑ +123% |
| HORIZON | INDEMNITY | $423.54 | ↑ +124% |
| HORIZON | PPO | $430.90 | ↑ +128% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $447.30 | ↑ +136% |
| QUALCARE | HMO | $460.22 | ↑ +143% |
| QUALCARE | PPO | $460.22 | ↑ +143% |
| QUALCARE | WORKERS COMP | $460.22 | ↑ +143% |
| AMERIHEALTH | REGIONAL HMO | $464.45 | ↑ +145% |
| CIGNA | HMO | $475.28 | ↑ +151% |
| CIGNA | PPO | $475.28 | ↑ +151% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Family therapy with patient 50 min 90847 at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Carrier Clinic | Belle Mead | $198.80 | $60.00 – $361.60 |
| Bayshore Medical Center | Holmdel | $177.84 | $177.84 – $243.00 |
| Hackensack University Medical Center | Hackensack | $189.21 | $151.37 – $198.68 |
| Ocean University Medical Center | Brick | $175.59 | $154.00 – $243.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $177.99 | $93.62 – $170.14 |
| Jersey Shore University Medical Center | Neptune City | $177.84 | $126.45 – $263.00 |
| Raritan Bay Medical Center | Perth Amboy | $177.99 | $117.03 – $213.59 |
| Riverview Medical Center | Red Bank | $177.84 | $166.05 – $243.00 |