Echo exam of fetal heart at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$117.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$303.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$40.30 with AETNA vs $295.04 with OXFORD — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $40.30 ↓ -66%
CLOVER MEDICARE ADVANTAGE $54.54 ↓ -54%
SEOUL MEDICAL GROUP ALL PRODUCTS $62.72 ↓ -47%
AMERIHEALTH LOCAL HMO $67.63 ↓ -43%
AMERIHEALTH REGIONAL HMO $68.18 ↓ -42%
AETNA PPO $71.72 ↓ -39%
AETNA HMO $71.72 ↓ -39%
UNITED HEALTHCARE MANAGED MEDICAID $84.39 ↓ -28%
CIGNA PPO $88.71 ↓ -25%
CIGNA HMO $88.71 ↓ -25%
KARNA MEDICARE ADVANTAGE $92.40 ↓ -22%
VACCN ALL PRODUCTS $117.81 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $117.81 ↑ +0%
WELLCARE MANAGED MEDICAID $117.81 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $117.81 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $123.70 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $126.05 ↑ +7%
AETNA MEDICARE ADVANTAGE $128.41 ↑ +9%
UNITED HEALTHCARE DSNP $141.37 ↑ +20%
QUALCARE WORKERS COMP $167.26 ↑ +42%
ACTIVECARE FIRST MCO ALL PRODUCTS $181.80 ↑ +54%
QUALCARE PPO $218.46 ↑ +85%
QUALCARE HMO $218.46 ↑ +85%
BERGEN RISK ALL PRODUCTS $227.25 ↑ +93%
HORIZON OMNIA $231.49 ↑ +96%
HORIZON PIP $234.52 ↑ +99%
HORIZON WORKERS COMP $236.16 ↑ +100%
AETNA ASA $237.25 ↑ +101%
CIGNA BH $242.40 ↑ +106%
HORIZON INDEMNITY $254.61 ↑ +116%
MULTIPLAN - PHCS ALL PRODUCTS $257.55 ↑ +119%
BRIGHTON HEALTH PLAN ALL PRODUCTS $272.70 ↑ +131%
HORIZON SHP $282.70 ↑ +140%
HORIZON HMO $285.43 ↑ +142%
HORIZON PPO $292.70 ↑ +148%
UNITED HEALTHCARE HMO $295.04 ↑ +150%
OXFORD ALL PRODUCTS $295.04 ↑ +150%
HORIZON MANAGED MEDICAID not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Echo exam of fetal heart at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $117.70 $67.63 – $295.04
Hackensack University Medical Center Hackensack $125.23 $67.80 – $337.00
Ocean University Medical Center Brick $116.22 $67.63 – $295.04
JFK Johnson Rehabilitation Institute (JRI) Edison $117.81 $60.47 – $312.47
Jersey Shore University Medical Center Neptune City $117.70 $66.46 – $334.81
Palisades Medical Center North Bergen $125.23 $67.63 – $295.04
Riverview Medical Center Red Bank $117.70 $67.63 – $295.04
Southern Ocean Medical Center Manahawkin $116.22 $67.63 – $122.03

All New-jersey hospitals for this procedure →