Echo exam of fetal heart at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$125.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$303.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$54.54 with CLOVER vs $337.00 with OXFORD — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $54.54 ↓ -56%
AMERIHEALTH REGIONAL HMO $67.80 ↓ -46%
AMERIHEALTH LOCAL HMO $67.80 ↓ -46%
AETNA MANAGED MEDICAID $76.05 ↓ -39%
HORIZON MANAGED MEDICAID $80.95 ↓ -35%
SEOUL MEDICAL GROUP ALL PRODUCTS $86.66 ↓ -31%
CIGNA HMO $86.93 ↓ -31%
CIGNA PPO $86.93 ↓ -31%
AETNA ASA $88.27 ↓ -30%
AETNA HMO $88.27 ↓ -30%
AETNA PPO $88.27 ↓ -30%
KARNA MEDICARE ADVANTAGE $92.40 ↓ -26%
OPTUM HEALTH MANAGED MEDICAID $100.19 ↓ -20%
HORIZON MEDICARE ADVANTAGE $125.23 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $125.23 ↑ +0%
WELLCARE MANAGED MEDICAID $125.23 ↑ +0%
VACCN ALL PRODUCTS $125.23 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $125.23 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $125.23 ↑ +0%
AETNA MEDICARE ADVANTAGE $127.14 ↑ +2%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $131.49 ↑ +5%
HORIZON OMNIA $198.43 ↑ +58%
HORIZON WORKERS COMP $208.65 ↑ +67%
INTERGROUP ALL PRODUCTS $212.10 ↑ +69%
HORIZON PIP $227.25 ↑ +81%
BERGEN RISK ALL PRODUCTS $227.25 ↑ +81%
LHP HEALTH ALL PRODUCTS $239.37 ↑ +91%
CIGNA BH $242.40 ↑ +94%
MULTIPLAN - PHCS ALL PRODUCTS $257.55 ↑ +106%
ACTIVECARE FIRST MCO ALL PRODUCTS $257.55 ↑ +106%
CHN ALL PRODUCTS $257.55 ↑ +106%
QUALCARE HMO $267.25 ↑ +113%
QUALCARE PPO $267.25 ↑ +113%
QUALCARE WORKERS COMP $267.25 ↑ +113%
BRIGHTON HEALTH PLAN ALL PRODUCTS $272.70 ↑ +118%
HORIZON HMO $288.58 ↑ +130%
HORIZON INDEMNITY $290.06 ↑ +132%
HORIZON SHP $291.91 ↑ +133%
HORIZON FEDERAL $295.49 ↑ +136%
HORIZON PPO $295.49 ↑ +136%
UNITED HEALTHCARE HMO $336.99 ↑ +169%
OXFORD ALL PRODUCTS $337.00 ↑ +169%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Echo exam of fetal heart at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $117.70 $67.63 – $295.04
Ocean University Medical Center Brick $116.22 $67.63 – $295.04
JFK Johnson Rehabilitation Institute (JRI) Edison $117.81 $60.47 – $312.47
Jersey Shore University Medical Center Neptune City $117.70 $66.46 – $334.81
Palisades Medical Center North Bergen $125.23 $67.63 – $295.04
Raritan Bay Medical Center Perth Amboy $117.81 $67.63 – $295.04
Riverview Medical Center Red Bank $117.70 $67.63 – $295.04
Southern Ocean Medical Center Manahawkin $116.22 $67.63 – $122.03

All New-jersey hospitals for this procedure →