Echo exam of fetal heart at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$117.81

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$630.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$83.79 with AETNA vs $608.58 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $83.79 ↓ -29%
CLOVER MEDICARE ADVANTAGE $113.40 ↓ -4%
VACCN ALL PRODUCTS $117.81 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $117.81 ↑ +0%
WELLCARE MANAGED MEDICAID $117.81 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $117.81 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $123.70 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $126.05 ↑ +7%
AETNA MEDICARE ADVANTAGE $128.41 ↑ +9%
SEOUL MEDICAL GROUP ALL PRODUCTS $130.41 ↑ +11%
UNITED HEALTHCARE MANAGED MEDICAID $130.55 ↑ +11%
AETNA PPO $132.58 ↑ +13%
AETNA HMO $132.58 ↑ +13%
KARNA MEDICARE ADVANTAGE $134.26 ↑ +14%
UNITED HEALTHCARE DSNP $141.37 ↑ +20%
CIGNA HMO $165.29 ↑ +40%
CIGNA PPO $165.29 ↑ +40%
AMERIHEALTH LOCAL HMO $222.78 ↑ +89%
AMERIHEALTH REGIONAL HMO $224.60 ↑ +91%
UNITED HEALTHCARE HMO $295.04 ↑ +150%
OXFORD ALL PRODUCTS $295.04 ↑ +150%
QUALCARE WORKERS COMP $347.76 ↑ +195%
ACTIVECARE FIRST MCO ALL PRODUCTS $378.00 ↑ +221%
QUALCARE PPO $454.23 ↑ +286%
QUALCARE HMO $454.23 ↑ +286%
BERGEN RISK ALL PRODUCTS $472.50 ↑ +301%
HORIZON OMNIA $481.32 ↑ +309%
HORIZON PIP $487.62 ↑ +314%
HORIZON WORKERS COMP $491.02 ↑ +317%
AETNA ASA $493.29 ↑ +319%
CIGNA BH $504.00 ↑ +328%
HORIZON INDEMNITY $529.39 ↑ +349%
MULTIPLAN - PHCS ALL PRODUCTS $535.50 ↑ +355%
BRIGHTON HEALTH PLAN ALL PRODUCTS $567.00 ↑ +381%
HORIZON SHP $587.79 ↑ +399%
HORIZON HMO $593.46 ↑ +404%
HORIZON PPO $608.58 ↑ +417%
HORIZON MANAGED MEDICAID not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Echo exam of fetal heart at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $117.70 $117.70 – $295.04
Hackensack University Medical Center Hackensack $125.23 $98.12 – $337.00
Ocean University Medical Center Brick $116.22 $106.34 – $295.04
JFK Johnson Rehabilitation Institute (JRI) Edison $117.81 $106.34 – $312.47
Jersey Shore University Medical Center Neptune City $117.70 $117.70 – $334.81
Palisades Medical Center North Bergen $125.23 $108.24 – $295.04
Riverview Medical Center Red Bank $117.70 $117.70 – $295.04
Southern Ocean Medical Center Manahawkin $116.22 $116.22 – $222.78

All New-jersey hospitals for this procedure →