Echo exam of fetal heart at Jersey Shore University Medical Center

1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$117.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$630.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$104.58 with AETNA vs $630.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $104.58 ↓ -11%
CLOVER MEDICARE ADVANTAGE $113.40 ↓ -4%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $117.70 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $117.70 ↑ +0%
WELLCARE MANAGED MEDICAID $117.70 ↑ +0%
VACCN ALL PRODUCTS $117.70 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $117.70 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $123.59 ↑ +5%
KARNA MEDICARE ADVANTAGE $128.10 ↑ +9%
AETNA MEDICARE ADVANTAGE $128.30 ↑ +9%
UNITED HEALTHCARE MANAGED MEDICAID $130.55 ↑ +11%
AETNA PPO $138.06 ↑ +17%
AETNA HMO $138.06 ↑ +17%
UNITED HEALTHCARE DSNP $141.24 ↑ +20%
SEOUL MEDICAL GROUP ALL PRODUCTS $145.53 ↑ +24%
CIGNA HMO $165.29 ↑ +40%
CIGNA PPO $165.29 ↑ +40%
AMERIHEALTH LOCAL HMO $218.93 ↑ +86%
AMERIHEALTH REGIONAL HMO $222.71 ↑ +89%
UNITED HEALTHCARE HMO $334.81 ↑ +184%
OXFORD ALL PRODUCTS $334.81 ↑ +184%
HORIZON WORKERS COMP $455.24 ↑ +287%
BERGEN RISK ALL PRODUCTS $472.50 ↑ +301%
BEACON ALL PRODUCTS $472.50 ↑ +301%
HORIZON PIP $480.06 ↑ +308%
QUALCARE HMO $489.51 ↑ +316%
QUALCARE PPO $489.51 ↑ +316%
AETNA ASA $493.29 ↑ +319%
HORIZON OMNIA $499.84 ↑ +325%
CIGNA BH $504.00 ↑ +328%
MULTIPLAN - PHCS ALL PRODUCTS $535.50 ↑ +355%
ACTIVECARE FIRST MCO ALL PRODUCTS $535.50 ↑ +355%
QUALCARE WORKERS COMP $554.40 ↑ +371%
BRIGHTON HEALTH PLAN ALL PRODUCTS $567.00 ↑ +382%
HORIZON SHP $611.54 ↑ +420%
HORIZON HMO $614.75 ↑ +422%
HORIZON INDEMNITY $621.50 ↑ +428%
HORIZON PPO $630.00 ↑ +435%
UBH ALL PRODUCTS not published by hospital
HORIZON MANAGED MEDICAID not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Echo exam of fetal heart at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $117.70 $117.70 – $295.04
Hackensack University Medical Center Hackensack $125.23 $98.12 – $337.00
Ocean University Medical Center Brick $116.22 $106.34 – $295.04
JFK Johnson Rehabilitation Institute (JRI) Edison $117.81 $106.34 – $312.47
Palisades Medical Center North Bergen $125.23 $108.24 – $295.04
Raritan Bay Medical Center Perth Amboy $117.81 $117.81 – $295.04
Riverview Medical Center Red Bank $117.70 $117.70 – $295.04
Southern Ocean Medical Center Manahawkin $116.22 $116.22 – $222.78

All New-jersey hospitals for this procedure →