Consultation/report referred material w/preparation of slides at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$59.19

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$355.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$47.22 with AETNA vs $345.38 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $47.22 ↓ -20%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $59.19 ↑ +0%
WELLCARE MANAGED MEDICAID $59.19 ↑ +0%
VACCN ALL PRODUCTS $59.19 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $59.19 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $62.15 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $63.33 ↑ +7%
AETNA MEDICARE ADVANTAGE $64.52 ↑ +9%
UNITED HEALTHCARE DSNP $71.03 ↑ +20%
SEOUL MEDICAL GROUP ALL PRODUCTS $73.49 ↑ +24%
UNITED HEALTHCARE MANAGED MEDICAID $88.12 ↑ +49%
OXFORD ALL PRODUCTS $102.13 ↑ +73%
UNITED HEALTHCARE HMO $102.13 ↑ +73%
KARNA MEDICARE ADVANTAGE $215.42 ↑ +264%
QUALCARE WORKERS COMP $236.08 ↑ +299%
AETNA PPO $244.24 ↑ +313%
AETNA HMO $244.24 ↑ +313%
ACTIVECARE FIRST MCO ALL PRODUCTS $266.25 ↑ +350%
BERGEN RISK ALL PRODUCTS $266.25 ↑ +350%
HORIZON OMNIA $271.22 ↑ +358%
HORIZON PIP $274.77 ↑ +364%
HORIZON WORKERS COMP $276.69 ↑ +367%
AETNA ASA $277.97 ↑ +370%
BRIGHTON HEALTH PLAN ALL PRODUCTS $284.00 ↑ +380%
CIGNA BH $284.00 ↑ +380%
HORIZON INDEMNITY $298.31 ↑ +404%
MULTIPLAN - PHCS ALL PRODUCTS $301.75 ↑ +410%
AMERIHEALTH LOCAL HMO $307.25 ↑ +419%
QUALCARE HMO $322.34 ↑ +445%
QUALCARE PPO $322.34 ↑ +445%
HORIZON SHP $331.22 ↑ +460%
HORIZON HMO $334.41 ↑ +465%
CIGNA PPO $339.49 ↑ +474%
CIGNA HMO $339.49 ↑ +474%
HORIZON PPO $342.93 ↑ +479%
AMERIHEALTH REGIONAL HMO $345.38 ↑ +484%
CLOVER MEDICARE ADVANTAGE not published by hospital
HORIZON MANAGED MEDICAID not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

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Consultation/report referred material w/preparation of slides at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $59.14 $59.14 – $102.13
Hackensack University Medical Center Hackensack $62.92 $49.06 – $215.42
Ocean University Medical Center Brick $58.39 $36.30 – $207.34
JFK Johnson Rehabilitation Institute (JRI) Edison $59.19 $36.30 – $215.42
Jersey Shore University Medical Center Neptune City $59.14 $59.14 – $207.34
Palisades Medical Center North Bergen $62.92 $54.12 – $215.42
Riverview Medical Center Red Bank $59.14 $59.14 – $207.34
Southern Ocean Medical Center Manahawkin $58.39 $58.39 – $207.34

All New-jersey hospitals for this procedure →