Consultation/report referred material w/preparation of slides at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$62.92
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$355.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$54.12 with HORIZON vs $339.49 with CIGNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $54.12 | ↓ -14% |
| AETNA | MANAGED MEDICAID | $60.71 | ↓ -4% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $61.77 | ↓ -2% |
| HORIZON | MEDICARE ADVANTAGE | $62.92 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $62.92 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $62.92 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $62.92 | ↑ +0% |
| VACCN | ALL PRODUCTS | $62.92 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $62.92 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $66.07 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $68.59 | ↑ +9% |
| OXFORD | ALL PRODUCTS | $102.13 | ↑ +62% |
| UNITED HEALTHCARE | HMO | $209.88 | ↑ +234% |
| KARNA | MEDICARE ADVANTAGE | $215.42 | ↑ +242% |
| AETNA | PPO | $238.56 | ↑ +279% |
| AETNA | HMO | $238.56 | ↑ +279% |
| HORIZON | OMNIA | $242.89 | ↑ +286% |
| HORIZON | WORKERS COMP | $244.45 | ↑ +289% |
| BERGEN RISK | ALL PRODUCTS | $266.25 | ↑ +323% |
| HORIZON | PIP | $266.25 | ↑ +323% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $284.00 | ↑ +351% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $284.00 | ↑ +351% |
| HORIZON | SHP | $291.42 | ↑ +363% |
| AMERIHEALTH | LOCAL HMO | $297.24 | ↑ +372% |
| HORIZON | HMO | $300.19 | ↑ +377% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $301.75 | ↑ +380% |
| HORIZON | INDEMNITY | $302.53 | ↑ +381% |
| HORIZON | PPO | $307.79 | ↑ +389% |
| QUALCARE | HMO | $328.73 | ↑ +422% |
| QUALCARE | PPO | $328.73 | ↑ +422% |
| QUALCARE | WORKERS COMP | $328.73 | ↑ +422% |
| AMERIHEALTH | REGIONAL HMO | $331.75 | ↑ +427% |
| CIGNA | HMO | $339.49 | ↑ +440% |
| CIGNA | PPO | $339.49 | ↑ +440% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| CLOVER | MEDICARE ADVANTAGE | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Consultation/report referred material w/preparation of slides at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $59.14 | $59.14 – $102.13 |
| Hackensack University Medical Center | Hackensack | $62.92 | $49.06 – $215.42 |
| Ocean University Medical Center | Brick | $58.39 | $36.30 – $207.34 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $59.19 | $36.30 – $215.42 |
| Jersey Shore University Medical Center | Neptune City | $59.14 | $59.14 – $207.34 |
| Raritan Bay Medical Center | Perth Amboy | $59.19 | $59.19 – $215.42 |
| Riverview Medical Center | Red Bank | $59.14 | $59.14 – $207.34 |
| Southern Ocean Medical Center | Manahawkin | $58.39 | $58.39 – $207.34 |