Compatibility test incubate at Raritan Bay Medical Center
530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455
$189.84
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$259.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$34.45 with AETNA vs $306.15 with OXFORD — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $34.45 | ↓ -82% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $34.53 | ↓ -82% |
| CLOVER | MEDICARE ADVANTAGE | $46.62 | ↓ -75% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $53.61 | ↓ -72% |
| KARNA | MEDICARE ADVANTAGE | $105.70 | ↓ -44% |
| QUALCARE | WORKERS COMP | $172.24 | ↓ -9% |
| AETNA | PPO | $178.19 | ↓ -6% |
| AETNA | HMO | $178.19 | ↓ -6% |
| VACCN | ALL PRODUCTS | $189.84 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $189.84 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $189.84 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $189.84 | ↑ +0% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $194.25 | ↑ +2% |
| BERGEN RISK | ALL PRODUCTS | $194.25 | ↑ +2% |
| HORIZON | OMNIA | $197.88 | ↑ +4% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $199.33 | ↑ +5% |
| HORIZON | PIP | $200.47 | ↑ +6% |
| HORIZON | WORKERS COMP | $201.86 | ↑ +6% |
| AETNA | ASA | $202.80 | ↑ +7% |
| AMERIGROUP | MEDICARE ADVANTAGE | $203.12 | ↑ +7% |
| AETNA | MEDICARE ADVANTAGE | $206.92 | ↑ +9% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $207.20 | ↑ +9% |
| CIGNA | BH | $207.20 | ↑ +9% |
| HORIZON | INDEMNITY | $217.64 | ↑ +15% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $220.15 | ↑ +16% |
| AMERIHEALTH | LOCAL HMO | $224.16 | ↑ +18% |
| UNITED HEALTHCARE | DSNP | $227.80 | ↑ +20% |
| QUALCARE | HMO | $235.17 | ↑ +24% |
| QUALCARE | PPO | $235.17 | ↑ +24% |
| HORIZON | SHP | $241.65 | ↑ +27% |
| HORIZON | HMO | $243.98 | ↑ +29% |
| CIGNA | HMO | $247.68 | ↑ +30% |
| CIGNA | PPO | $247.68 | ↑ +30% |
| HORIZON | PPO | $250.19 | ↑ +32% |
| AMERIHEALTH | REGIONAL HMO | $251.98 | ↑ +33% |
| UNITED HEALTHCARE | HMO | $306.15 | ↑ +61% |
| OXFORD | ALL PRODUCTS | $306.15 | ↑ +61% |
| HORIZON | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Compatibility test incubate at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $189.67 | $34.53 – $306.15 |
| Hackensack University Medical Center | Hackensack | $201.80 | $19.62 – $518.00 |
| Ocean University Medical Center | Brick | $187.28 | $13.20 – $356.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $189.84 | $13.20 – $311.00 |
| Jersey Shore University Medical Center | Neptune City | $189.67 | $34.53 – $333.37 |
| Palisades Medical Center | North Bergen | $201.80 | $21.65 – $629.14 |
| Riverview Medical Center | Red Bank | $189.67 | $15.18 – $306.15 |
| Southern Ocean Medical Center | Manahawkin | $187.28 | $34.53 – $359.00 |