Compatibility test incubate at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$189.67
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$260.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$34.53 with UNITED HEALTHCARE vs $260.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UNITED HEALTHCARE | MANAGED MEDICAID | $34.53 | ↓ -82% |
| AETNA | MANAGED MEDICAID | $43.16 | ↓ -77% |
| CLOVER | MEDICARE ADVANTAGE | $46.80 | ↓ -75% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $60.06 | ↓ -68% |
| KARNA | MEDICARE ADVANTAGE | $103.51 | ↓ -45% |
| OXFORD | ALL PRODUCTS | $146.90 | ↓ -23% |
| UNITED HEALTHCARE | HMO | $146.90 | ↓ -23% |
| QUALCARE | HMO | $151.06 | ↓ -20% |
| HORIZON | MANAGED MEDICAID | $179.37 | ↓ -5% |
| AETNA | PPO | $182.00 | ↓ -4% |
| AETNA | HMO | $182.00 | ↓ -4% |
| HORIZON | WORKERS COMP | $187.88 | ↓ -1% |
| WELLCARE | MEDICARE ADVANTAGE | $189.67 | ↑ +0% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $189.67 | ↑ +0% |
| VACCN | ALL PRODUCTS | $189.67 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $189.67 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $189.67 | ↑ +0% |
| BERGEN RISK | ALL PRODUCTS | $195.00 | ↑ +3% |
| BEACON | ALL PRODUCTS | $195.00 | ↑ +3% |
| HORIZON | PIP | $198.12 | ↑ +4% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $199.16 | ↑ +5% |
| QUALCARE | PPO | $202.02 | ↑ +7% |
| AETNA | ASA | $203.58 | ↑ +7% |
| HORIZON | OMNIA | $206.28 | ↑ +9% |
| AETNA | MEDICARE ADVANTAGE | $206.74 | ↑ +9% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $208.00 | ↑ +10% |
| CIGNA | BH | $208.00 | ↑ +10% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $221.00 | ↑ +17% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $221.00 | ↑ +17% |
| AMERIHEALTH | LOCAL HMO | $227.14 | ↑ +20% |
| UNITED HEALTHCARE | DSNP | $227.61 | ↑ +20% |
| QUALCARE | WORKERS COMP | $228.80 | ↑ +21% |
| CIGNA | HMO | $248.64 | ↑ +31% |
| CIGNA | PPO | $248.64 | ↑ +31% |
| HORIZON | SHP | $252.38 | ↑ +33% |
| HORIZON | HMO | $253.71 | ↑ +34% |
| HORIZON | INDEMNITY | $256.49 | ↑ +35% |
| AMERIHEALTH | REGIONAL HMO | $257.24 | ↑ +36% |
| HORIZON | PPO | $260.00 | ↑ +37% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
Comments
Compatibility test incubate at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $189.67 | $34.53 – $306.15 |
| Hackensack University Medical Center | Hackensack | $201.80 | $19.62 – $518.00 |
| Ocean University Medical Center | Brick | $187.28 | $13.20 – $356.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $189.84 | $13.20 – $311.00 |
| Palisades Medical Center | North Bergen | $201.80 | $21.65 – $629.14 |
| Raritan Bay Medical Center | Perth Amboy | $189.84 | $34.53 – $306.15 |
| Riverview Medical Center | Red Bank | $189.67 | $15.18 – $306.15 |
| Southern Ocean Medical Center | Manahawkin | $187.28 | $34.53 – $359.00 |