Borrelia antibody at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$13.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$328.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.38 with CLOVER vs $319.11 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CLOVER MEDICARE ADVANTAGE $13.38 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $13.38 ↑ +0%
AMERIGROUP MANAGED MEDICAID $13.38 ↑ +0%
WELLCARE MANAGED MEDICAID $13.38 ↑ +0%
VACCN ALL PRODUCTS $13.38 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $13.38 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $14.05 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $14.32 ↑ +7%
AETNA MEDICARE ADVANTAGE $14.58 ↑ +9%
UNITED HEALTHCARE DSNP $16.06 ↑ +20%
KARNA MEDICARE ADVANTAGE $17.80 ↑ +33%
OXFORD ALL PRODUCTS $27.46 ↑ +105%
UNITED HEALTHCARE HMO $27.46 ↑ +105%
UNITED HEALTHCARE MANAGED MEDICAID $29.36 ↑ +119%
AETNA MANAGED MEDICAID $43.62 ↑ +226%
CIGNA PPO $61.31 ↑ +358%
CIGNA HMO $61.31 ↑ +358%
QUALCARE WORKERS COMP $218.12 ↑ +1530%
AETNA PPO $225.66 ↑ +1587%
AETNA HMO $225.66 ↑ +1587%
ACTIVECARE FIRST MCO ALL PRODUCTS $246.00 ↑ +1739%
BERGEN RISK ALL PRODUCTS $246.00 ↑ +1739%
HORIZON OMNIA $250.59 ↑ +1773%
HORIZON PIP $253.87 ↑ +1797%
HORIZON WORKERS COMP $255.64 ↑ +1811%
AETNA ASA $256.82 ↑ +1819%
BRIGHTON HEALTH PLAN ALL PRODUCTS $262.40 ↑ +1861%
CIGNA BH $262.40 ↑ +1861%
HORIZON INDEMNITY $275.62 ↑ +1960%
MULTIPLAN - PHCS ALL PRODUCTS $278.80 ↑ +1984%
AMERIHEALTH LOCAL HMO $283.88 ↑ +2022%
QUALCARE HMO $297.82 ↑ +2126%
QUALCARE PPO $297.82 ↑ +2126%
HORIZON SHP $306.02 ↑ +2187%
HORIZON HMO $308.98 ↑ +2209%
HORIZON PPO $316.85 ↑ +2268%
AMERIHEALTH REGIONAL HMO $319.11 ↑ +2285%
HORIZON MANAGED MEDICAID not published by hospital
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Borrelia antibody at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $13.38 $13.38 – $61.31
Hackensack University Medical Center Hackensack $13.38 $10.70 – $60.08
Ocean University Medical Center Brick $13.38 $11.00 – $61.31
JFK Johnson Rehabilitation Institute (JRI) Edison $13.38 $11.00 – $62.97
Jersey Shore University Medical Center Neptune City $13.38 $10.70 – $61.31
Palisades Medical Center North Bergen $13.38 $12.43 – $61.31
Riverview Medical Center Red Bank $13.38 $8.72 – $61.31
Southern Ocean Medical Center Manahawkin $13.38 $13.38 – $61.31

All New-jersey hospitals for this procedure →