Borrelia antibody at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$13.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$328.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.38 with VACCN vs $322.62 with AMERIHEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
VACCN ALL PRODUCTS $13.38 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $13.38 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $13.38 ↑ +0%
CLOVER MEDICARE ADVANTAGE $13.38 ↑ +0%
WELLCARE MANAGED MEDICAID $13.38 ↑ +0%
AMERIGROUP MANAGED MEDICAID $13.38 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $14.05 ↑ +5%
AETNA MEDICARE ADVANTAGE $14.58 ↑ +9%
UNITED HEALTHCARE DSNP $16.06 ↑ +20%
KARNA MEDICARE ADVANTAGE $17.43 ↑ +30%
UNITED HEALTHCARE HMO $27.46 ↑ +105%
UNITED HEALTHCARE MANAGED MEDICAID $29.36 ↑ +119%
AETNA MANAGED MEDICAID $60.68 ↑ +354%
CIGNA HMO $61.31 ↑ +358%
CIGNA PPO $61.31 ↑ +358%
OXFORD ALL PRODUCTS $177.45 ↑ +1226%
HORIZON MANAGED MEDICAID $207.89 ↑ +1454%
HORIZON PIP $213.53 ↑ +1496%
HORIZON WORKERS COMP $220.38 ↑ +1547%
HORIZON OMNIA $236.85 ↑ +1670%
BERGEN RISK ALL PRODUCTS $246.00 ↑ +1739%
AETNA ASA $256.82 ↑ +1819%
CIGNA BH $262.40 ↑ +1861%
BRIGHTON HEALTH PLAN ALL PRODUCTS $262.40 ↑ +1861%
MULTIPLAN - PHCS ALL PRODUCTS $278.80 ↑ +1984%
AETNA HMO $279.46 ↑ +1989%
AETNA PPO $279.46 ↑ +1989%
HORIZON SHP $281.56 ↑ +2004%
AMERIHEALTH LOCAL HMO $284.84 ↑ +2029%
HORIZON INDEMNITY $291.92 ↑ +2082%
HORIZON HMO $292.12 ↑ +2083%
QUALCARE HMO $297.82 ↑ +2126%
QUALCARE WORKERS COMP $297.82 ↑ +2126%
QUALCARE PPO $297.82 ↑ +2126%
HORIZON PPO $299.86 ↑ +2141%
AMERIHEALTH REGIONAL HMO $322.62 ↑ +2311%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Borrelia antibody at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $13.38 $13.38 – $61.31
Hackensack University Medical Center Hackensack $13.38 $10.70 – $60.08
Ocean University Medical Center Brick $13.38 $11.00 – $61.31
JFK Johnson Rehabilitation Institute (JRI) Edison $13.38 $11.00 – $62.97
Jersey Shore University Medical Center Neptune City $13.38 $10.70 – $61.31
Palisades Medical Center North Bergen $13.38 $12.43 – $61.31
Raritan Bay Medical Center Perth Amboy $13.38 $13.38 – $61.31
Riverview Medical Center Red Bank $13.38 $8.72 – $61.31

All New-jersey hospitals for this procedure →