Bone marrow harvest autolog at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$5,190.33

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,566.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$394.98 with KARNA vs $19,497.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $394.98 ↓ -92%
AETNA MANAGED MEDICAID $1,272.28 ↓ -75%
AMERIHEALTH LOCAL HMO $1,456.08 ↓ -72%
AMERIHEALTH REGIONAL HMO $1,626.96 ↓ -69%
CLOVER MEDICARE ADVANTAGE $1,721.88 ↓ -67%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,980.16 ↓ -62%
UNITED HEALTHCARE MANAGED MEDICAID $2,379.00 ↓ -54%
HORIZON MANAGED MEDICAID $2,438.00 ↓ -53%
ACTIVECARE FIRST MCO ALL PRODUCTS $2,915.00 ↓ -44%
WELLCARE MEDICARE ADVANTAGE $5,190.33 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $5,190.33 ↑ +0%
VACCN ALL PRODUCTS $5,190.33 ↑ +0%
WELLCARE MANAGED MEDICAID $5,190.33 ↑ +0%
QUALCARE WORKERS COMP $5,366.00 ↑ +3%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $5,449.84 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $5,553.65 ↑ +7%
AETNA MEDICARE ADVANTAGE $5,657.45 ↑ +9%
UNITED HEALTHCARE DSNP $6,228.39 ↑ +20%
HORIZON WORKERS COMP $6,415.00 ↑ +24%
HORIZON PIP $6,602.00 ↑ +27%
BERGEN RISK ALL PRODUCTS $7,174.50 ↑ +38%
HORIZON OMNIA $7,185.00 ↑ +38%
AETNA ASA $7,490.18 ↑ +44%
CIGNA BH $7,652.80 ↑ +47%
MULTIPLAN - PHCS ALL PRODUCTS $8,131.10 ↑ +57%
HORIZON SHP $8,229.00 ↑ +59%
QUALCARE HMO $8,418.08 ↑ +62%
QUALCARE PPO $8,418.08 ↑ +62%
AETNA HMO $8,419.00 ↑ +62%
AETNA PPO $8,419.00 ↑ +62%
CIGNA PPO $8,598.88 ↑ +66%
CIGNA HMO $8,598.88 ↑ +66%
HORIZON HMO $8,876.00 ↑ +71%
HORIZON INDEMNITY $8,992.00 ↑ +73%
HORIZON PPO $9,102.00 ↑ +75%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +91%
OXFORD ALL PRODUCTS $15,438.00 ↑ +197%
UNITED HEALTHCARE HMO $19,497.00 ↑ +276%
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Bone marrow harvest autolog at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $5,185.83 $5,185.83 – $6,222.99
Hackensack University Medical Center Hackensack $5,517.54 $394.98 – $5,793.41
Ocean University Medical Center Brick $5,120.33 $384.43 – $6,144.39
JFK Johnson Rehabilitation Institute (JRI) Edison $5,190.33 $394.98 – $5,190.33
Jersey Shore University Medical Center Neptune City $5,185.83 $384.43 – $6,222.99
Palisades Medical Center North Bergen $5,517.54 $394.98 – $6,014.12
Riverview Medical Center Red Bank $5,185.83 $384.43 – $6,222.99
Southern Ocean Medical Center Manahawkin $5,120.33 $384.43 – $6,144.39

All New-jersey hospitals for this procedure →