Bone marrow harvest autolog at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$5,517.54

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,566.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$394.98 with KARNA vs $27,314.00 with QUALCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $394.98 ↓ -93%
CLOVER MEDICARE ADVANTAGE $1,721.88 ↓ -69%
AETNA MANAGED MEDICAID $2,401.07 ↓ -56%
HORIZON MANAGED MEDICAID $2,728.00 ↓ -51%
SEOUL MEDICAL GROUP ALL PRODUCTS $2,735.88 ↓ -50%
LHP HEALTH ALL PRODUCTS $3,548.00 ↓ -36%
OPTUM HEALTH MANAGED MEDICAID $4,414.03 ↓ -20%
AETNA MEDICARE ADVANTAGE $5,351.70 ↓ -3%
WELLCARE MANAGED MEDICAID $5,517.54 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $5,517.54 ↑ +0%
VACCN ALL PRODUCTS $5,517.54 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $5,517.54 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $5,517.54 ↑ +0%
HORIZON MEDICARE ADVANTAGE $5,517.54 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $5,793.41 ↑ +5%
HORIZON OMNIA $6,264.77 ↑ +14%
INTERGROUP ALL PRODUCTS $6,696.20 ↑ +21%
CHN ALL PRODUCTS $7,057.81 ↑ +28%
HORIZON PIP $7,174.50 ↑ +30%
BERGEN RISK ALL PRODUCTS $7,174.50 ↑ +30%
CIGNA BH $7,652.80 ↑ +39%
QUALCARE HMO $7,712.00 ↑ +40%
AETNA PPO $7,773.00 ↑ +41%
AETNA ASA $7,773.00 ↑ +41%
AETNA HMO $7,773.00 ↑ +41%
AMERIHEALTH LOCAL HMO $8,013.00 ↑ +45%
ACTIVECARE FIRST MCO ALL PRODUCTS $8,131.10 ↑ +47%
MULTIPLAN - PHCS ALL PRODUCTS $8,131.10 ↑ +47%
CIGNA HMO $8,357.00 ↑ +51%
BRIGHTON HEALTH PLAN ALL PRODUCTS $8,609.40 ↑ +56%
CIGNA PPO $8,699.32 ↑ +58%
AMERIHEALTH REGIONAL HMO $8,904.00 ↑ +61%
HORIZON HMO $9,110.66 ↑ +65%
HORIZON INDEMNITY $9,157.53 ↑ +66%
HORIZON SHP $9,215.88 ↑ +67%
HORIZON FEDERAL $9,328.76 ↑ +69%
HORIZON PPO $9,328.76 ↑ +69%
HORIZON WORKERS COMP $16,802.00 ↑ +205%
OXFORD ALL PRODUCTS $18,362.00 ↑ +233%
UNITED HEALTHCARE HMO $22,263.00 ↑ +303%
QUALCARE PPO $27,314.00 ↑ +395%
QUALCARE WORKERS COMP $27,314.00 ↑ +395%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Bone marrow harvest autolog at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $5,185.83 $5,185.83 – $6,222.99
Ocean University Medical Center Brick $5,120.33 $384.43 – $6,144.39
JFK Johnson Rehabilitation Institute (JRI) Edison $5,190.33 $394.98 – $5,190.33
Jersey Shore University Medical Center Neptune City $5,185.83 $384.43 – $6,222.99
Palisades Medical Center North Bergen $5,517.54 $394.98 – $6,014.12
Raritan Bay Medical Center Perth Amboy $5,190.33 $394.98 – $6,228.39
Riverview Medical Center Red Bank $5,185.83 $384.43 – $6,222.99
Southern Ocean Medical Center Manahawkin $5,120.33 $384.43 – $6,144.39

All New-jersey hospitals for this procedure →