Biopsy abdominal mass at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$1,794.93

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,800.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$169.30 with KARNA vs $8,419.00 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $169.30 ↓ -91%
AETNA MANAGED MEDICAID $372.40 ↓ -79%
CLOVER MEDICARE ADVANTAGE $504.00 ↓ -72%
SEOUL MEDICAL GROUP ALL PRODUCTS $579.60 ↓ -68%
UNITED HEALTHCARE MANAGED MEDICAID $1,649.20 ↓ -8%
OXFORD ALL PRODUCTS $1,725.92 ↓ -4%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1,794.93 ↑ +0%
VACCN ALL PRODUCTS $1,794.93 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $1,794.93 ↑ +0%
WELLCARE MANAGED MEDICAID $1,794.93 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $1,884.68 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $1,920.58 ↑ +7%
AETNA MEDICARE ADVANTAGE $1,956.48 ↑ +9%
ACTIVECARE FIRST MCO ALL PRODUCTS $2,100.00 ↑ +17%
BERGEN RISK ALL PRODUCTS $2,100.00 ↑ +17%
CIGNA HMO $2,139.00 ↑ +19%
UNITED HEALTHCARE DSNP $2,153.92 ↑ +20%
AETNA ASA $2,192.40 ↑ +22%
CIGNA BH $2,240.00 ↑ +25%
UNITED HEALTHCARE HMO $2,280.04 ↑ +27%
MULTIPLAN - PHCS ALL PRODUCTS $2,380.00 ↑ +33%
CIGNA PPO $2,396.00 ↑ +33%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,520.00 ↑ +40%
QUALCARE PPO $2,542.40 ↑ +42%
QUALCARE HMO $2,542.40 ↑ +42%
AMERIHEALTH LOCAL HMO $3,154.84 ↑ +76%
AMERIHEALTH REGIONAL HMO $3,525.08 ↑ +96%
QUALCARE WORKERS COMP $5,366.00 ↑ +199%
HORIZON WORKERS COMP $6,415.00 ↑ +257%
HORIZON OMNIA $6,440.00 ↑ +259%
HORIZON PIP $6,602.00 ↑ +268%
HORIZON SHP $7,445.00 ↑ +315%
HORIZON HMO $7,956.00 ↑ +343%
HORIZON INDEMNITY $8,061.00 ↑ +349%
HORIZON PPO $8,159.00 ↑ +355%
AETNA HMO $8,419.00 ↑ +369%
AETNA PPO $8,419.00 ↑ +369%
AMERIGROUP MANAGED MEDICAID not published by hospital
HORIZON MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Biopsy abdominal mass at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $1,793.38 $1,793.38 – $2,152.05
Hackensack University Medical Center Hackensack $1,908.09 $90.69 – $2,003.50
Ocean University Medical Center Brick $1,770.73 $165.04 – $2,124.87
JFK Johnson Rehabilitation Institute (JRI) Edison $1,794.93 $169.30 – $1,794.93
Jersey Shore University Medical Center Neptune City $1,793.38 $165.04 – $2,152.05
Palisades Medical Center North Bergen $1,908.09 $100.04 – $2,079.82
Riverview Medical Center Red Bank $1,793.38 $165.04 – $2,152.05
Southern Ocean Medical Center Manahawkin $1,770.73 $165.04 – $2,124.87

All New-jersey hospitals for this procedure →