Biopsy abdominal mass at Southern Ocean Medical Center

1140 Route 72 West, Manahawkin, NJ · Hackensack Meridian Health · · NPI 1831601590

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$1,770.73

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,800.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$165.04 with KARNA vs $10,149.00 with HORIZON — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
KARNA MEDICARE ADVANTAGE $165.04 ↓ -91%
CLOVER MEDICARE ADVANTAGE $504.00 ↓ -72%
AETNA MANAGED MEDICAID $518.00 ↓ -71%
SEOUL MEDICAL GROUP ALL PRODUCTS $574.00 ↓ -68%
UNITED HEALTHCARE MANAGED MEDICAID $1,649.20 ↓ -7%
VACCN ALL PRODUCTS $1,770.73 ↑ +0%
WELLCARE MANAGED MEDICAID $1,770.73 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $1,770.73 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1,770.73 ↑ +0%
HORIZON MANAGED MEDICAID $1,774.64 ↑ +0%
HORIZON PIP $1,822.80 ↑ +3%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $1,859.26 ↑ +5%
AETNA MEDICARE ADVANTAGE $1,930.09 ↑ +9%
OXFORD ALL PRODUCTS $1,990.52 ↑ +12%
BERGEN RISK ALL PRODUCTS $2,100.00 ↑ +19%
UNITED HEALTHCARE DSNP $2,124.87 ↑ +20%
UNITED HEALTHCARE HMO $2,175.04 ↑ +23%
AETNA ASA $2,192.40 ↑ +24%
CIGNA BH $2,240.00 ↑ +27%
CIGNA HMO $2,249.00 ↑ +27%
MULTIPLAN - PHCS ALL PRODUCTS $2,380.00 ↑ +34%
AMERIHEALTH LOCAL HMO $2,431.52 ↑ +37%
CIGNA PPO $2,518.00 ↑ +42%
BRIGHTON HEALTH PLAN ALL PRODUCTS $2,520.00 ↑ +42%
AETNA HMO $2,520.56 ↑ +42%
AETNA PPO $2,520.56 ↑ +42%
QUALCARE PPO $2,542.40 ↑ +44%
QUALCARE WORKERS COMP $2,542.40 ↑ +44%
QUALCARE HMO $2,542.40 ↑ +44%
AMERIHEALTH REGIONAL HMO $2,754.08 ↑ +56%
HORIZON OMNIA $6,368.00 ↑ +260%
HORIZON SHP $7,264.00 ↑ +310%
HORIZON INDEMNITY $7,867.00 ↑ +344%
HORIZON HMO $7,869.00 ↑ +344%
HORIZON PPO $8,077.00 ↑ +356%
HORIZON WORKERS COMP $10,149.00 ↑ +473%
AMERIGROUP MANAGED MEDICAID not published by hospital

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Biopsy abdominal mass at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $1,793.38 $1,793.38 – $2,152.05
Hackensack University Medical Center Hackensack $1,908.09 $90.69 – $2,003.50
Ocean University Medical Center Brick $1,770.73 $165.04 – $2,124.87
JFK Johnson Rehabilitation Institute (JRI) Edison $1,794.93 $169.30 – $1,794.93
Jersey Shore University Medical Center Neptune City $1,793.38 $165.04 – $2,152.05
Palisades Medical Center North Bergen $1,908.09 $100.04 – $2,079.82
Raritan Bay Medical Center Perth Amboy $1,794.93 $169.30 – $2,153.92
Riverview Medical Center Red Bank $1,793.38 $165.04 – $2,152.05

All New-jersey hospitals for this procedure →