Antibody htlv/hiv confirm test at Raritan Bay Medical Center

530 New Brunswick Avenue, Perth Amboy, NJ · Hackensack Meridian Health · · NPI 1790297455

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$19.35

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$281.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.78 with AETNA vs $88.67 with CIGNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $8.78 ↓ -55%
SEOUL MEDICAL GROUP ALL PRODUCTS $19.35 ↑ +0%
VACCN ALL PRODUCTS $19.35 ↑ +0%
AMERIGROUP MANAGED MEDICAID $19.35 ↑ +0%
WELLCARE MANAGED MEDICAID $19.35 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $19.35 ↑ +0%
CLOVER MEDICARE ADVANTAGE $19.35 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $20.32 ↑ +5%
AMERIGROUP MEDICARE ADVANTAGE $20.70 ↑ +7%
AETNA MEDICARE ADVANTAGE $21.09 ↑ +9%
UNITED HEALTHCARE DSNP $23.22 ↑ +20%
KARNA MEDICARE ADVANTAGE $25.74 ↑ +33%
UNITED HEALTHCARE MANAGED MEDICAID $38.87 ↑ +101%
OXFORD ALL PRODUCTS $39.72 ↑ +105%
UNITED HEALTHCARE HMO $39.72 ↑ +105%
QUALCARE WORKERS COMP $43.89 ↑ +127%
AETNA PPO $45.41 ↑ +135%
AETNA HMO $45.41 ↑ +135%
ACTIVECARE FIRST MCO ALL PRODUCTS $49.50 ↑ +156%
BERGEN RISK ALL PRODUCTS $49.50 ↑ +156%
HORIZON OMNIA $50.42 ↑ +161%
HORIZON PIP $51.08 ↑ +164%
HORIZON WORKERS COMP $51.44 ↑ +166%
AETNA ASA $51.68 ↑ +167%
CIGNA BH $52.80 ↑ +173%
BRIGHTON HEALTH PLAN ALL PRODUCTS $52.80 ↑ +173%
HORIZON INDEMNITY $55.46 ↑ +187%
MULTIPLAN - PHCS ALL PRODUCTS $56.10 ↑ +190%
AMERIHEALTH LOCAL HMO $57.12 ↑ +195%
QUALCARE PPO $59.93 ↑ +210%
QUALCARE HMO $59.93 ↑ +210%
HORIZON SHP $61.58 ↑ +218%
HORIZON HMO $62.17 ↑ +221%
HORIZON PPO $63.76 ↑ +230%
AMERIHEALTH REGIONAL HMO $64.21 ↑ +232%
CIGNA HMO $88.67 ↑ +358%
CIGNA PPO $88.67 ↑ +358%
HORIZON MANAGED MEDICAID not published by hospital
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE not published by hospital

Visitor-reported prices

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Antibody htlv/hiv confirm test at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $19.35 $19.35 – $88.67
Hackensack University Medical Center Hackensack $19.35 $15.48 – $86.89
Ocean University Medical Center Brick $19.35 $19.35 – $88.67
JFK Johnson Rehabilitation Institute (JRI) Edison $19.35 $19.35 – $91.07
Jersey Shore University Medical Center Neptune City $19.35 $15.48 – $88.67
Palisades Medical Center North Bergen $19.35 $19.35 – $88.67
Riverview Medical Center Red Bank $19.35 $19.35 – $88.67
Southern Ocean Medical Center Manahawkin $19.35 $19.35 – $88.67

All New-jersey hospitals for this procedure →