Antibody htlv/hiv confirm test at Hackensack University Medical Center

30 Prospect Avenue, Hackensack, NJ · Hackensack Meridian Health · · NPI 1457456279

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$19.35

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$281.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.48 with OPTUM HEALTH vs $265.23 with AETNA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
OPTUM HEALTH MANAGED MEDICAID $15.48 ↓ -20%
AETNA MANAGED MEDICAID $16.57 ↓ -14%
WELLCARE MANAGED MEDICAID $19.35 ↑ +0%
AETNA MEDICARE ADVANTAGE $19.35 ↑ +0%
VACCN ALL PRODUCTS $19.35 ↑ +0%
AMERIGROUP MANAGED MEDICAID $19.35 ↑ +0%
HORIZON MEDICARE ADVANTAGE $19.35 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $19.35 ↑ +0%
SEOUL MEDICAL GROUP ALL PRODUCTS $19.35 ↑ +0%
OPTUM HEALTH MEDICARE ADVANTAGE $19.35 ↑ +0%
CLOVER MEDICARE ADVANTAGE $19.35 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $19.35 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $20.32 ↑ +5%
LHP HEALTH ALL PRODUCTS $24.19 ↑ +25%
KARNA MEDICARE ADVANTAGE $25.74 ↑ +33%
HORIZON MANAGED MEDICAID $31.52 ↑ +63%
OXFORD ALL PRODUCTS $33.00 ↑ +71%
UNITED HEALTHCARE HMO $37.29 ↑ +93%
HORIZON OMNIA $43.22 ↑ +123%
HORIZON WORKERS COMP $45.45 ↑ +135%
INTERGROUP ALL PRODUCTS $46.20 ↑ +139%
HORIZON PIP $49.50 ↑ +156%
BERGEN RISK ALL PRODUCTS $49.50 ↑ +156%
BRIGHTON HEALTH PLAN ALL PRODUCTS $52.14 ↑ +169%
CIGNA BH $52.80 ↑ +173%
ACTIVECARE FIRST MCO ALL PRODUCTS $56.10 ↑ +190%
CHN ALL PRODUCTS $56.10 ↑ +190%
MULTIPLAN - PHCS ALL PRODUCTS $56.10 ↑ +190%
QUALCARE HMO $58.21 ↑ +201%
QUALCARE PPO $58.21 ↑ +201%
QUALCARE WORKERS COMP $58.21 ↑ +201%
HORIZON HMO $62.86 ↑ +225%
HORIZON INDEMNITY $63.18 ↑ +227%
HORIZON SHP $63.58 ↑ +229%
HORIZON FEDERAL $64.36 ↑ +233%
HORIZON PPO $64.36 ↑ +233%
AMERIHEALTH REGIONAL HMO $66.00 ↑ +241%
AMERIHEALTH LOCAL HMO $66.00 ↑ +241%
CIGNA HMO $86.89 ↑ +349%
CIGNA PPO $86.89 ↑ +349%
AETNA PPO $265.23 ↑ +1271%
AETNA HMO $265.23 ↑ +1271%
AETNA ASA $265.23 ↑ +1271%

Visitor-reported prices

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Antibody htlv/hiv confirm test at other New-jersey hospitals

Hospital City Cash price Negotiated range
Bayshore Medical Center Holmdel $19.35 $19.35 – $88.67
Ocean University Medical Center Brick $19.35 $19.35 – $88.67
JFK Johnson Rehabilitation Institute (JRI) Edison $19.35 $19.35 – $91.07
Jersey Shore University Medical Center Neptune City $19.35 $15.48 – $88.67
Palisades Medical Center North Bergen $19.35 $19.35 – $88.67
Raritan Bay Medical Center Perth Amboy $19.35 $19.35 – $88.67
Riverview Medical Center Red Bank $19.35 $19.35 – $88.67
Southern Ocean Medical Center Manahawkin $19.35 $19.35 – $88.67

All New-jersey hospitals for this procedure →