X-ray spine single view at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$103.69
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$495.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$19.99 with HORIZON vs $458.37 with QUALCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $19.99 | ↓ -81% |
| AETNA | PPO | $37.63 | ↓ -64% |
| AETNA | HMO | $37.63 | ↓ -64% |
| AMERIHEALTH | LOCAL HMO | $45.75 | ↓ -56% |
| AMERIHEALTH | REGIONAL HMO | $45.79 | ↓ -56% |
| KARNA | MEDICARE ADVANTAGE | $46.85 | ↓ -55% |
| CIGNA | PPO | $60.30 | ↓ -42% |
| CIGNA | HMO | $60.30 | ↓ -42% |
| AETNA | MANAGED MEDICAID | $84.65 | ↓ -18% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $86.13 | ↓ -17% |
| CLOVER | MEDICARE ADVANTAGE | $89.10 | ↓ -14% |
| VACCN | ALL PRODUCTS | $103.69 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $103.69 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $103.69 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $103.69 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $103.69 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $103.69 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $108.88 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $113.03 | ↑ +9% |
| UNITED HEALTHCARE | HMO | $219.04 | ↑ +111% |
| OXFORD | ALL PRODUCTS | $219.04 | ↑ +111% |
| HORIZON | OMNIA | $338.68 | ↑ +227% |
| HORIZON | WORKERS COMP | $340.86 | ↑ +229% |
| BERGEN RISK | ALL PRODUCTS | $371.25 | ↑ +258% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $371.25 | ↑ +258% |
| HORIZON | PIP | $371.25 | ↑ +258% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $396.00 | ↑ +282% |
| HORIZON | SHP | $406.35 | ↑ +292% |
| HORIZON | HMO | $418.57 | ↑ +304% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $420.75 | ↑ +306% |
| HORIZON | INDEMNITY | $421.84 | ↑ +307% |
| HORIZON | PPO | $429.17 | ↑ +314% |
| QUALCARE | WORKERS COMP | $458.37 | ↑ +342% |
| QUALCARE | HMO | $458.37 | ↑ +342% |
| QUALCARE | PPO | $458.37 | ↑ +342% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
X-ray spine single view at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $59.31 | $12.64 – $192.46 |
| Cooperman Barnabas Medical Center | Livingston | $66.96 | $19.99 – $197.58 |
| Community Medical Center | Toms River | $65.53 | $19.99 – $191.50 |
| Clara Maass Medical Center | Belleville | $94.47 | $19.99 – $196.59 |
| Childrens Specialized Hospital | Mountainside | $121.00 | $12.19 – $655.00 |
| Newark Beth Israel Medical Center | Newark | $65.82 | $13.01 – $197.58 |
| Jersey City Medical Center | Jersey City | $65.66 | $16.35 – $206.34 |
| Monmouth Medical Center | Long Branch | $69.14 | $19.99 – $193.95 |