X-ray spine single view at Community Medical Center

99 NJ-37, Toms River, NJ · RWJBarnabas Health · · NPI 1013010917

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$65.53

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$316.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.99 with Horizon Blue Cross Blue Shield of New Jersey vs $289.10 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey NJ Health $19.99 ↓ -69%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $27.86 ↓ -57%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $27.86 ↓ -57%
Horizon Blue Cross Blue Shield of New Jersey Omnia $27.86 ↓ -57%
Horizon Blue Cross Blue Shield of New Jersey Managed $27.86 ↓ -57%
Amerihealth Local Value $32.17 ↓ -51%
Amerihealth Regional Preferred $32.17 ↓ -51%
United Healthcare Community Plan $39.21 ↓ -40%
Fidelis Care NJ Family Care $39.94 ↓ -39%
Aetna HMO $42.73 ↓ -35%
Aetna PPO $42.73 ↓ -35%
Aetna Better Health $42.91 ↓ -35%
Cigna Local Plus $86.64 ↑ +32%
Cigna PPO $86.64 ↑ +32%
Cigna HMO $86.64 ↑ +32%
Wellpoint Medicare Advantage $96.23 ↑ +47%
Humana Medicare $96.23 ↑ +47%
Aetna Medicare $96.23 ↑ +47%
Fidelis Care Medicare Advantage $96.23 ↑ +47%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $96.23 ↑ +47%
Clover Health Medicare Advantage $96.23 ↑ +47%
United Healthcare Medicare $98.15 ↑ +50%
United Healthcare Nexus $116.42 ↑ +78%
United Healthcare Oxford Metro $116.42 ↑ +78%
United Healthcare Oxford Commercial $126.10 ↑ +92%
United Healthcare Commercial $126.10 ↑ +92%
Emblem Health Commercial $168.40 ↑ +157%
Wellpoint NJ Family Care $180.12 ↑ +175%
First Health Commercial $189.60 ↑ +189%
Wellcare Ambetter Health Commercial $191.50 ↑ +192%
Qualcare Inc HMO/POS $210.77 ↑ +222%
Qualcare Inc PPO/WC $224.67 ↑ +243%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $268.60 ↑ +310%
Horizon Blue Cross Blue Shield of New Jersey PIP $289.10 ↑ +341%

Visitor-reported prices

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X-ray spine single view at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $59.31 $12.64 – $192.46
Cooperman Barnabas Medical Center Livingston $66.96 $19.99 – $197.58
Clara Maass Medical Center Belleville $94.47 $19.99 – $196.59
Childrens Specialized Hospital Mountainside $121.00 $12.19 – $655.00
Newark Beth Israel Medical Center Newark $65.82 $13.01 – $197.58
Jersey City Medical Center Jersey City $65.66 $16.35 – $206.34
Monmouth Medical Center Long Branch $69.14 $19.99 – $193.95
Bayshore Medical Center Holmdel $97.46 $31.34 – $219.04

All New-jersey hospitals for this procedure →