Stenger test speech at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$624.87
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,320.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$13.79 with HORIZON vs $1,262.32 with CIGNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $13.79 | ↓ -98% |
| KARNA | MEDICARE ADVANTAGE | $40.03 | ↓ -94% |
| AETNA | MANAGED MEDICAID | $225.72 | ↓ -64% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $229.68 | ↓ -63% |
| CLOVER | MEDICARE ADVANTAGE | $237.60 | ↓ -62% |
| WELLCARE | MANAGED MEDICAID | $624.87 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $624.87 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $624.87 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $624.87 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $624.87 | ↑ +0% |
| VACCN | ALL PRODUCTS | $624.87 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $656.11 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $681.10 | ↑ +9% |
| OXFORD | ALL PRODUCTS | $745.00 | ↑ +19% |
| AETNA | HMO | $831.07 | ↑ +33% |
| AETNA | PPO | $831.07 | ↑ +33% |
| HORIZON | OMNIA | $903.14 | ↑ +45% |
| HORIZON | WORKERS COMP | $908.95 | ↑ +45% |
| BERGEN RISK | ALL PRODUCTS | $990.00 | ↑ +58% |
| HORIZON | PIP | $990.00 | ↑ +58% |
| UNITED HEALTHCARE | HMO | $994.00 | ↑ +59% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $1,056.00 | ↑ +69% |
| HORIZON | SHP | $1,083.59 | ↑ +73% |
| AMERIHEALTH | LOCAL HMO | $1,105.24 | ↑ +77% |
| HORIZON | HMO | $1,116.19 | ↑ +79% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $1,122.00 | ↑ +80% |
| HORIZON | INDEMNITY | $1,124.90 | ↑ +80% |
| HORIZON | PPO | $1,144.44 | ↑ +83% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $1,188.00 | ↑ +90% |
| QUALCARE | PPO | $1,222.32 | ↑ +96% |
| QUALCARE | WORKERS COMP | $1,222.32 | ↑ +96% |
| QUALCARE | HMO | $1,222.32 | ↑ +96% |
| AMERIHEALTH | REGIONAL HMO | $1,233.54 | ↑ +97% |
| CIGNA | HMO | $1,262.32 | ↑ +102% |
| CIGNA | PPO | $1,262.32 | ↑ +102% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Stenger test speech at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $587.30 | $304.00 – $640.16 |
| Hackensack University Medical Center | Hackensack | $624.87 | $40.03 – $656.11 |
| Ocean University Medical Center | Brick | $579.88 | $37.82 – $557.13 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $587.81 | $14.00 – $627.00 |
| Jersey Shore University Medical Center | Neptune City | $587.30 | $37.82 – $640.16 |
| Raritan Bay Medical Center | Perth Amboy | $587.81 | $17.50 – $640.71 |
| Riverview Medical Center | Red Bank | $587.30 | $37.82 – $640.16 |
| Southern Ocean Medical Center | Manahawkin | $579.88 | $37.82 – $632.07 |