Stenger test speech at Jersey Shore University Medical Center
1945 NJ-33, Neptune City, NJ · Hackensack Meridian Health · · NPI 1790297547
$587.30
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,320.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$37.82 with KARNA vs $1,320.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $37.82 | ↓ -94% |
| AETNA | MANAGED MEDICAID | $219.12 | ↓ -63% |
| CLOVER | MEDICARE ADVANTAGE | $237.60 | ↓ -60% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $304.92 | ↓ -48% |
| UNITED HEALTHCARE | HMO | $328.00 | ↓ -44% |
| AMERIHEALTH | LOCAL HMO | $443.00 | ↓ -25% |
| AMERIHEALTH | REGIONAL HMO | $502.00 | ↓ -15% |
| OPTUM HEALTH | MEDICARE ADVANTAGE | $587.30 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $587.30 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $587.30 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $587.30 | ↑ +0% |
| VACCN | ALL PRODUCTS | $587.30 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $616.66 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $640.16 | ↑ +9% |
| UNITED HEALTHCARE | DSNP | $704.76 | ↑ +20% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $777.48 | ↑ +32% |
| OXFORD | ALL PRODUCTS | $899.45 | ↑ +53% |
| HORIZON | MANAGED MEDICAID | $910.67 | ↑ +55% |
| HORIZON | WORKERS COMP | $953.83 | ↑ +62% |
| BEACON | ALL PRODUCTS | $990.00 | ↑ +69% |
| BERGEN RISK | ALL PRODUCTS | $990.00 | ↑ +69% |
| HORIZON | PIP | $1,005.84 | ↑ +71% |
| QUALCARE | PPO | $1,025.64 | ↑ +75% |
| QUALCARE | HMO | $1,025.64 | ↑ +75% |
| AETNA | ASA | $1,033.56 | ↑ +76% |
| HORIZON | OMNIA | $1,047.29 | ↑ +78% |
| CIGNA | BH | $1,056.00 | ↑ +80% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $1,122.00 | ↑ +91% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $1,122.00 | ↑ +91% |
| QUALCARE | WORKERS COMP | $1,161.60 | ↑ +98% |
| AETNA | HMO | $1,188.00 | ↑ +102% |
| AETNA | PPO | $1,188.00 | ↑ +102% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $1,188.00 | ↑ +102% |
| CIGNA | HMO | $1,262.32 | ↑ +115% |
| CIGNA | PPO | $1,262.32 | ↑ +115% |
| HORIZON | SHP | $1,281.32 | ↑ +118% |
| HORIZON | HMO | $1,288.06 | ↑ +119% |
| HORIZON | INDEMNITY | $1,302.18 | ↑ +122% |
| HORIZON | PPO | $1,320.00 | ↑ +125% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UBH | ALL PRODUCTS | not published by hospital | — |
Visitor-reported prices
Comments
Stenger test speech at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $587.30 | $304.00 – $640.16 |
| Hackensack University Medical Center | Hackensack | $624.87 | $40.03 – $656.11 |
| Ocean University Medical Center | Brick | $579.88 | $37.82 – $557.13 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $587.81 | $14.00 – $627.00 |
| Palisades Medical Center | North Bergen | $624.87 | $13.79 – $994.00 |
| Raritan Bay Medical Center | Perth Amboy | $587.81 | $17.50 – $640.71 |
| Riverview Medical Center | Red Bank | $587.30 | $37.82 – $640.16 |
| Southern Ocean Medical Center | Manahawkin | $579.88 | $37.82 – $632.07 |