Rapid desensitization at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$469.93
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$450.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$76.95 with AETNA vs $907.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $76.95 | ↓ -84% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $78.30 | ↓ -83% |
| CLOVER | MEDICARE ADVANTAGE | $81.00 | ↓ -83% |
| HORIZON | MANAGED MEDICAID | $97.52 | ↓ -79% |
| KARNA | MEDICARE ADVANTAGE | $172.27 | ↓ -63% |
| AETNA | HMO | $283.32 | ↓ -40% |
| AETNA | PPO | $283.32 | ↓ -40% |
| HORIZON | OMNIA | $307.89 | ↓ -34% |
| HORIZON | WORKERS COMP | $309.87 | ↓ -34% |
| HORIZON | PIP | $337.50 | ↓ -28% |
| BERGEN RISK | ALL PRODUCTS | $337.50 | ↓ -28% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $360.00 | ↓ -23% |
| HORIZON | SHP | $369.41 | ↓ -21% |
| AMERIHEALTH | LOCAL HMO | $376.79 | ↓ -20% |
| HORIZON | HMO | $380.52 | ↓ -19% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $382.50 | ↓ -19% |
| HORIZON | INDEMNITY | $383.49 | ↓ -18% |
| HORIZON | PPO | $390.15 | ↓ -17% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $405.00 | ↓ -14% |
| QUALCARE | PPO | $416.70 | ↓ -11% |
| QUALCARE | HMO | $416.70 | ↓ -11% |
| QUALCARE | WORKERS COMP | $416.70 | ↓ -11% |
| AMERIHEALTH | REGIONAL HMO | $420.53 | ↓ -11% |
| CIGNA | HMO | $430.34 | ↓ -8% |
| CIGNA | PPO | $430.34 | ↓ -8% |
| WELLCARE | MEDICARE ADVANTAGE | $469.93 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $469.93 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $469.93 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $469.93 | ↑ +0% |
| VACCN | ALL PRODUCTS | $469.93 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $469.93 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $493.43 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $512.23 | ↑ +9% |
| OXFORD | ALL PRODUCTS | $826.00 | ↑ +76% |
| UNITED HEALTHCARE | HMO | $907.00 | ↑ +93% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Rapid desensitization at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $441.68 | $441.68 – $530.02 |
| Hackensack University Medical Center | Hackensack | $469.93 | $172.27 – $4,221.00 |
| Ocean University Medical Center | Brick | $436.10 | $104.00 – $3,128.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $442.06 | $99.00 – $3,343.00 |
| Jersey Shore University Medical Center | Neptune City | $441.68 | $166.91 – $530.02 |
| Raritan Bay Medical Center | Perth Amboy | $442.06 | $123.75 – $530.48 |
| Riverview Medical Center | Red Bank | $441.68 | $166.91 – $530.02 |
| Southern Ocean Medical Center | Manahawkin | $436.10 | $166.91 – $523.32 |