Rapid desensitization at JFK Johnson Rehabilitation Institute (JRI)
65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344
$442.06
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$450.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$72.45 with AETNA vs $3,343.00 with UNITED HEALTHCARE — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AETNA | MANAGED MEDICAID | $72.45 | ↓ -84% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $77.36 | ↓ -83% |
| CLOVER | MEDICARE ADVANTAGE | $81.00 | ↓ -82% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $96.75 | ↓ -78% |
| AMERIGROUP | MEDICARE ADVANTAGE | $98.10 | ↓ -78% |
| HORIZON | MANAGED MEDICAID | $99.00 | ↓ -78% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $104.00 | ↓ -76% |
| KARNA | MEDICARE ADVANTAGE | $172.27 | ↓ -61% |
| HORIZON | HMO | $181.00 | ↓ -59% |
| HORIZON | WORKERS COMP | $188.00 | ↓ -57% |
| CIGNA - JRI@OUMC | ALL PRODUCTS | $225.00 | ↓ -49% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $270.00 | ↓ -39% |
| HORIZON | OMNIA | $274.05 | ↓ -38% |
| HORIZON | SHP | $274.05 | ↓ -38% |
| HORIZON | PPO | $274.05 | ↓ -38% |
| HORIZON | INDEMNITY | $274.05 | ↓ -38% |
| HORIZON | PIP | $274.05 | ↓ -38% |
| BRIGHTON HEALTH PLAN - JRI@OUMC | ALL PRODUCTS | $292.50 | ↓ -34% |
| INTERGROUP | SHARED SAVINGS | $315.00 | ↓ -29% |
| INTERGROUP | WORKERS COMP | $315.00 | ↓ -29% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $315.00 | ↓ -29% |
| BERGEN RISK | ALL PRODUCTS | $337.50 | ↓ -24% |
| PRIME HEALTH | WORKERS COMP | $360.00 | ↓ -19% |
| PRIME HEALTH | AUTO INSURANCE | $360.00 | ↓ -19% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $382.50 | ↓ -13% |
| WELLCARE | MEDICARE ADVANTAGE | $399.04 | ↓ -10% |
| AETNA | MEDICARE ADVANTAGE | $399.04 | ↓ -10% |
| VACCN | ALL PRODUCTS | $399.04 | ↓ -10% |
| WELLCARE | MANAGED MEDICAID | $399.04 | ↓ -10% |
| HORIZON | MEDICARE ADVANTAGE | $399.04 | ↓ -10% |
| AETNA | ASA | $403.52 | ↓ -9% |
| AETNA | HMO | $403.52 | ↓ -9% |
| AETNA | PPO | $403.52 | ↓ -9% |
| QUALCARE | HMO | $416.70 | ↓ -6% |
| QUALCARE | PPO | $416.70 | ↓ -6% |
| QUALCARE | WORKERS COMP | $416.70 | ↓ -6% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $418.99 | ↓ -5% |
| AMERIHEALTH | LOCAL HMO | $425.70 | ↓ -4% |
| AMERIHEALTH | REGIONAL HMO | $425.70 | ↓ -4% |
| CIGNA | HMO | $433.17 | ↓ -2% |
| CIGNA | PPO | $433.17 | ↓ -2% |
| OXFORD | ALL PRODUCTS | $3,128.00 | ↑ +608% |
| UNITED HEALTHCARE | HMO | $3,343.00 | ↑ +656% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Rapid desensitization at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $441.68 | $441.68 – $530.02 |
| Hackensack University Medical Center | Hackensack | $469.93 | $172.27 – $4,221.00 |
| Ocean University Medical Center | Brick | $436.10 | $104.00 – $3,128.00 |
| Jersey Shore University Medical Center | Neptune City | $441.68 | $166.91 – $530.02 |
| Palisades Medical Center | North Bergen | $469.93 | $97.52 – $907.00 |
| Raritan Bay Medical Center | Perth Amboy | $442.06 | $123.75 – $530.48 |
| Riverview Medical Center | Red Bank | $441.68 | $166.91 – $530.02 |
| Southern Ocean Medical Center | Manahawkin | $436.10 | $166.91 – $523.32 |