Polysom <6 yrs cpap/bilvl at Palisades Medical Center

7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Sep 4, 2026

$1,198.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,523.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,198.14 with HORIZON BCBS BRAVEN vs $11,023.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $1,198.14 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $1,198.14 ↑ +0%
HORIZON MEDICARE ADVANTAGE $1,198.14 ↑ +0%
VACCN ALL PRODUCTS $1,198.14 ↑ +0%
AMERIGROUP MEDICARE ADVANTAGE $1,198.14 ↑ +0%
WELLCARE MANAGED MEDICAID $1,198.14 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $1,258.05 ↑ +5%
AETNA MEDICARE ADVANTAGE $1,305.97 ↑ +9%
HORIZON MANAGED MEDICAID $1,591.00 ↑ +33%
AETNA MANAGED MEDICAID $1,628.43 ↑ +36%
SEOUL MEDICAL GROUP ALL PRODUCTS $1,657.00 ↑ +38%
CLOVER MEDICARE ADVANTAGE $1,714.14 ↑ +43%
KARNA MEDICARE ADVANTAGE $1,874.06 ↑ +56%
HORIZON OMNIA $6,515.64 ↑ +444%
HORIZON WORKERS COMP $6,557.54 ↑ +447%
HORIZON PIP $7,142.25 ↑ +496%
BERGEN RISK ALL PRODUCTS $7,142.25 ↑ +496%
AETNA HMO $7,170.82 ↑ +498%
AETNA PPO $7,170.82 ↑ +498%
ACTIVECARE FIRST MCO ALL PRODUCTS $7,618.40 ↑ +536%
HORIZON SHP $7,817.43 ↑ +552%
AMERIHEALTH LOCAL HMO $7,973.61 ↑ +565%
HORIZON HMO $8,052.65 ↑ +572%
MULTIPLAN - PHCS ALL PRODUCTS $8,094.55 ↑ +576%
HORIZON INDEMNITY $8,115.50 ↑ +577%
HORIZON PPO $8,256.44 ↑ +589%
BRIGHTON HEALTH PLAN ALL PRODUCTS $8,570.70 ↑ +615%
OXFORD ALL PRODUCTS $8,782.00 ↑ +633%
QUALCARE PPO $8,818.30 ↑ +636%
QUALCARE WORKERS COMP $8,818.30 ↑ +636%
QUALCARE HMO $8,818.30 ↑ +636%
AMERIHEALTH REGIONAL HMO $8,899.24 ↑ +643%
CIGNA HMO $9,106.84 ↑ +660%
CIGNA PPO $9,106.84 ↑ +660%
UNITED HEALTHCARE HMO $11,023.00 ↑ +820%
UNITED HEALTHCARE MANAGED MEDICAID not published by hospital
AMERIGROUP MANAGED MEDICAID not published by hospital

Visitor-reported prices

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Polysom <6 yrs cpap/bilvl at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $1,490.71 $1,111.89 – $2,223.78
Cooperman Barnabas Medical Center Livingston $1,682.90 $1,141.43 – $2,282.86
Community Medical Center Toms River $1,647.17 $1,111.89 – $2,212.66
Clara Maass Medical Center Belleville $1,579.66 $1,141.43 – $2,271.45
Newark Beth Israel Medical Center Newark $1,654.31 $1,141.43 – $2,282.86
Jersey City Medical Center Jersey City $1,650.34 $1,198.14 – $2,384.30
Monmouth Medical Center Long Branch $1,737.70 $1,126.11 – $2,240.96
Bayshore Medical Center Holmdel $1,126.11 $1,126.11 – $5,634.00

All New-jersey hospitals for this procedure →