Polysom <6 yrs cpap/bilvl at Jersey City Medical Center

355 Grand St, Jersey City, NJ · RWJBarnabas Health · · NPI 1689744856

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$1,650.34

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,942.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,198.14 with Horizon Blue Cross Blue Shield of New Jersey vs $7,208.95 with Horizon Blue Cross Blue Shield of New Jersey — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $1,198.14 ↓ -27%
Humana Medicare $1,198.14 ↓ -27%
Fidelis Care Medicare Advantage $1,198.14 ↓ -27%
Clover Health Medicare Advantage $1,198.14 ↓ -27%
Aetna Medicare $1,198.14 ↓ -27%
Wellpoint Medicare Advantage $1,198.14 ↓ -27%
United Healthcare Medicare $1,222.10 ↓ -26%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $1,705.00 ↑ +3%
United Healthcare Community Plan $2,190.40 ↑ +33%
Fidelis Care NJ Family Care $2,232.49 ↑ +35%
Emblem Health Commercial $2,276.47 ↑ +38%
Wellcare Ambetter Health Commercial $2,384.30 ↑ +44%
Aetna Better Health $2,399.27 ↑ +45%
Amerihealth Local Value $3,177.00 ↑ +93%
Horizon Blue Cross Blue Shield of New Jersey Omnia $3,561.19 ↑ +116%
Amerihealth Regional Preferred $3,876.00 ↑ +135%
United Healthcare Oxford Metro $3,964.00 ↑ +140%
United Healthcare Nexus $3,964.00 ↑ +140%
Cigna Local Plus $4,224.34 ↑ +156%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $4,225.93 ↑ +156%
Horizon Blue Cross Blue Shield of New Jersey Managed $4,303.76 ↑ +161%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $4,477.69 ↑ +171%
United Healthcare Oxford Commercial $4,663.00 ↑ +183%
United Healthcare Commercial $4,663.00 ↑ +183%
Aetna PPO $4,685.78 ↑ +184%
Aetna HMO $4,685.78 ↑ +184%
First Health Commercial $4,765.20 ↑ +189%
Cigna HMO $5,367.20 ↑ +225%
Qualcare Inc HMO/POS $5,614.99 ↑ +240%
Qualcare Inc PPO/WC $5,614.99 ↑ +240%
Cigna PPO $5,653.11 ↑ +243%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $6,656.98 ↑ +303%
Horizon Blue Cross Blue Shield of New Jersey PIP $7,208.95 ↑ +337%

Visitor-reported prices

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Polysom <6 yrs cpap/bilvl at other New-jersey hospitals

Hospital City Cash price Negotiated range
Trinitas Regional Medical Center Elizabeth $1,490.71 $1,111.89 – $2,223.78
Cooperman Barnabas Medical Center Livingston $1,682.90 $1,141.43 – $2,282.86
Community Medical Center Toms River $1,647.17 $1,111.89 – $2,212.66
Clara Maass Medical Center Belleville $1,579.66 $1,141.43 – $2,271.45
Newark Beth Israel Medical Center Newark $1,654.31 $1,141.43 – $2,282.86
Monmouth Medical Center Long Branch $1,737.70 $1,126.11 – $2,240.96
Bayshore Medical Center Holmdel $1,126.11 $1,126.11 – $5,634.00
Hackensack University Medical Center Hackensack $1,198.14 $958.51 – $8,372.00

All New-jersey hospitals for this procedure →