Noninv pace analysis at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$353.19
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$331.96 with HORIZON vs $474.60 with KARNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $331.96 | ↓ -6% |
| AMERIGROUP | MEDICARE ADVANTAGE | $353.19 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $353.19 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $353.19 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $353.19 | ↑ +0% |
| VACCN | ALL PRODUCTS | $353.19 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $353.19 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $370.85 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $384.98 | ↑ +9% |
| KARNA | MEDICARE ADVANTAGE | $474.60 | ↑ +34% |
Visitor-reported prices
Comments
Noninv pace analysis at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Cooperman Barnabas Medical Center | Livingston | $135.82 | $279.73 – $672.96 |
| Community Medical Center | Toms River | $213.62 | $286.47 – $652.26 |
| Clara Maass Medical Center | Belleville | $98.05 | $276.36 – $669.60 |
| Newark Beth Israel Medical Center | Newark | $133.52 | $144.36 – $672.96 |
| Monmouth Medical Center | Long Branch | $225.36 | $331.96 – $660.60 |
| Bayshore Medical Center | Holmdel | $331.96 | $298.47 – $361.83 |
| Hackensack University Medical Center | Hackensack | $353.19 | $282.55 – $474.60 |
| Ocean University Medical Center | Brick | $327.77 | $298.47 – $580.45 |