Noninv pace analysis at Newark Beth Israel Medical Center

201 Lyons Ave, Newark, NJ · RWJBarnabas Health · · NPI 1215027966

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Sep 10, 2026

$133.52

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$641.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$144.36 with United Healthcare vs $1,113.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan $144.36 ↑ +8%
Aetna Better Health $159.48 ↑ +19%
Fidelis Care NJ Family Care $166.40 ↑ +25%
Aetna PPO $320.50 ↑ +140%
Aetna HMO $320.50 ↑ +140%
Horizon Blue Cross Blue Shield of New Jersey Omnia $334.08 ↑ +150%
Horizon Blue Cross Blue Shield of New Jersey Medicare Advantage $336.48 ↑ +152%
Humana Medicare $336.48 ↑ +152%
Aetna Medicare $336.48 ↑ +152%
Wellpoint Medicare Advantage $336.48 ↑ +152%
Clover Health Medicare Advantage $336.48 ↑ +152%
Fidelis Care Medicare Advantage $336.48 ↑ +152%
United Healthcare Medicare $343.21 ↑ +157%
Wellpoint NJ Family Care $365.37 ↑ +174%
Cigna Local Plus $369.60 ↑ +177%
First Health Commercial $384.60 ↑ +188%
Horizon Blue Cross Blue Shield of New Jersey State Benefit Plan $416.07 ↑ +212%
Horizon Blue Cross Blue Shield of New Jersey Managed $443.05 ↑ +232%
Amerihealth Local Value $443.05 ↑ +232%
Amerihealth Regional Preferred $443.05 ↑ +232%
Horizon Blue Cross Blue Shield of New Jersey Non-Managed $447.22 ↑ +235%
Cigna HMO $469.66 ↑ +252%
Qualcare Inc HMO/POS $492.28 ↑ +269%
Cigna PPO $494.65 ↑ +270%
Horizon Blue Cross Blue Shield of New Jersey NJ Health $507.22 ↑ +280%
Qualcare Inc PPO/WC $524.97 ↑ +293%
Horizon Blue Cross Blue Shield of New Jersey Worker's Comp $544.85 ↑ +308%
Horizon Blue Cross Blue Shield of New Jersey PIP $598.24 ↑ +348%
Wellcare Ambetter Health Commercial $669.60 ↑ +401%
Emblem Health Commercial $672.96 ↑ +404%
United Healthcare Oxford Metro $946.00 ↑ +609%
United Healthcare Nexus $946.00 ↑ +609%
United Healthcare Oxford Commercial $1,113.00 ↑ +734%
United Healthcare Commercial $1,113.00 ↑ +734%

Visitor-reported prices

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Noninv pace analysis at other New-jersey hospitals

Hospital City Cash price Negotiated range
Cooperman Barnabas Medical Center Livingston $135.82 $279.73 – $672.96
Community Medical Center Toms River $213.62 $286.47 – $652.26
Clara Maass Medical Center Belleville $98.05 $276.36 – $669.60
Monmouth Medical Center Long Branch $225.36 $331.96 – $660.60
Bayshore Medical Center Holmdel $331.96 $298.47 – $361.83
Hackensack University Medical Center Hackensack $353.19 $282.55 – $474.60
Ocean University Medical Center Brick $327.77 $298.47 – $580.45
JFK Johnson Rehabilitation Institute (JRI) Edison $332.25 $299.91 – $580.45

All New-jersey hospitals for this procedure →