Ins picc wo subq prt/pmp w image guidnc <5yr at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$728.10
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,249.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$165.11 with KARNA vs $16,802.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $165.11 | ↓ -77% |
| AETNA | MANAGED MEDICAID | $726.58 | ↓ -0% |
| WELLCARE | MANAGED MEDICAID | $728.10 | ↑ +0% |
| VACCN | ALL PRODUCTS | $728.10 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $728.10 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $728.10 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $728.10 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $728.10 | ↑ +0% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $739.33 | ↑ +2% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $764.51 | ↑ +5% |
| CLOVER | MEDICARE ADVANTAGE | $764.82 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $793.63 | ↑ +9% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $1,100.00 | ↑ +51% |
| HORIZON | MANAGED MEDICAID | $2,254.00 | ↑ +210% |
| HORIZON | OMNIA | $2,907.17 | ↑ +299% |
| BERGEN RISK | ALL PRODUCTS | $3,186.75 | ↑ +338% |
| HORIZON | PIP | $3,186.75 | ↑ +338% |
| CIGNA | HMO | $3,394.00 | ↑ +366% |
| HORIZON | SHP | $3,488.00 | ↑ +379% |
| AMERIHEALTH | LOCAL HMO | $3,557.69 | ↑ +389% |
| HORIZON | HMO | $3,592.95 | ↑ +393% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $3,611.65 | ↑ +396% |
| HORIZON | INDEMNITY | $3,621.00 | ↑ +397% |
| HORIZON | PPO | $3,683.88 | ↑ +406% |
| CIGNA | PPO | $3,797.00 | ↑ +421% |
| QUALCARE | HMO | $3,934.57 | ↑ +440% |
| QUALCARE | PPO | $3,934.57 | ↑ +440% |
| QUALCARE | WORKERS COMP | $3,934.57 | ↑ +440% |
| AMERIHEALTH | REGIONAL HMO | $3,970.69 | ↑ +445% |
| OXFORD | ALL PRODUCTS | $4,047.00 | ↑ +456% |
| UNITED HEALTHCARE | HMO | $4,954.00 | ↑ +580% |
| AETNA | HMO | $7,770.00 | ↑ +967% |
| AETNA | PPO | $7,770.00 | ↑ +967% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↑ +1264% |
| HORIZON | WORKERS COMP | $16,802.00 | ↑ +2208% |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Ins picc wo subq prt/pmp w image guidnc <5yr at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $191.38 – $1,351.36 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $310.98 – $1,387.28 |
| Community Medical Center | Toms River | $3,786.00 | $310.98 – $1,344.60 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $310.98 – $1,380.34 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $197.01 – $1,387.28 |
| Jersey City Medical Center | Jersey City | $5,339.00 | $247.67 – $1,448.92 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $310.98 – $1,361.82 |
| Bayshore Medical Center | Holmdel | $684.33 | $684.33 – $821.19 |