Ins picc wo subq prt/pmp w image guidnc <5yr at Jersey City Medical Center
355 Grand St, Jersey City, NJ · RWJBarnabas Health · · NPI 1689744856
$5,339.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,321.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$247.67 with Wellpoint vs $4,174.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Wellpoint | NJ Family Care | $247.67 | ↓ -95% |
| Horizon Blue Cross Blue Shield of New Jersey | NJ Health | $310.98 | ↓ -94% |
| Clover Health | Medicare Advantage | $728.10 | ↓ -86% |
| Humana | Medicare | $728.10 | ↓ -86% |
| Aetna | Medicare | $728.10 | ↓ -86% |
| Horizon Blue Cross Blue Shield of New Jersey | Medicare Advantage | $728.10 | ↓ -86% |
| Fidelis Care | Medicare Advantage | $728.10 | ↓ -86% |
| Wellpoint | Medicare Advantage | $728.10 | ↓ -86% |
| United Healthcare | Medicare | $742.66 | ↓ -86% |
| United Healthcare | Community Plan | $1,191.73 | ↓ -78% |
| Fidelis Care | NJ Family Care | $1,214.63 | ↓ -77% |
| Aetna | Better Health | $1,305.37 | ↓ -76% |
| Emblem Health | Commercial | $1,383.39 | ↓ -74% |
| Wellcare | Ambetter Health Commercial | $1,448.92 | ↓ -73% |
| Amerihealth | Local Value | $1,788.02 | ↓ -67% |
| Horizon Blue Cross Blue Shield of New Jersey | Omnia | $1,937.53 | ↓ -64% |
| Amerihealth | Regional Preferred | $2,050.31 | ↓ -62% |
| Horizon Blue Cross Blue Shield of New Jersey | State Benefit Plan | $2,299.20 | ↓ -57% |
| Horizon Blue Cross Blue Shield of New Jersey | Managed | $2,341.54 | ↓ -56% |
| Horizon Blue Cross Blue Shield of New Jersey | Non-Managed | $2,436.17 | ↓ -54% |
| United Healthcare | Oxford Metro | $2,494.00 | ↓ -53% |
| Cigna | Local Plus | $2,577.00 | ↓ -52% |
| First Health | Commercial | $2,592.60 | ↓ -51% |
| United Healthcare | Nexus | $2,806.00 | ↓ -47% |
| Qualcare Inc | HMO/POS | $2,851.86 | ↓ -47% |
| United Healthcare | Oxford Commercial | $2,934.00 | ↓ -45% |
| Cigna | HMO | $3,274.00 | ↓ -39% |
| United Healthcare | Commercial | $3,301.00 | ↓ -38% |
| Cigna | PPO | $3,448.00 | ↓ -35% |
| Horizon Blue Cross Blue Shield of New Jersey | Worker's Comp | $3,621.86 | ↓ -32% |
| Qualcare Inc | PPO/WC | $3,759.27 | ↓ -30% |
| Horizon Blue Cross Blue Shield of New Jersey | PIP | $3,922.17 | ↓ -27% |
| Aetna | PPO | $4,174.00 | ↓ -22% |
| Aetna | HMO | $4,174.00 | ↓ -22% |
Visitor-reported prices
Comments
Ins picc wo subq prt/pmp w image guidnc <5yr at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Trinitas Regional Medical Center | Elizabeth | $5,855.00 | $191.38 – $1,351.36 |
| Cooperman Barnabas Medical Center | Livingston | $6,839.00 | $310.98 – $1,387.28 |
| Community Medical Center | Toms River | $3,786.00 | $310.98 – $1,344.60 |
| Clara Maass Medical Center | Belleville | $3,986.00 | $310.98 – $1,380.34 |
| Newark Beth Israel Medical Center | Newark | $4,881.00 | $197.01 – $1,387.28 |
| Monmouth Medical Center | Long Branch | $5,419.00 | $310.98 – $1,361.82 |
| Bayshore Medical Center | Holmdel | $684.33 | $684.33 – $821.19 |
| Hackensack University Medical Center | Hackensack | $728.10 | $165.11 – $764.51 |