Hdr rdncl ntrstl/icav brchtx at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$817.07
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,370.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$293.40 with HORIZON vs $7,047.93 with CIGNA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON | MANAGED MEDICAID | $293.40 | ↓ -64% |
| AETNA | HMO | $588.73 | ↓ -28% |
| AETNA | PPO | $588.73 | ↓ -28% |
| KARNA | MEDICARE ADVANTAGE | $673.86 | ↓ -18% |
| VACCN | ALL PRODUCTS | $817.07 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $817.07 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $817.07 | ↑ +0% |
| AMERIGROUP | MEDICARE ADVANTAGE | $817.07 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $817.07 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $817.07 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $857.93 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $890.61 | ↑ +9% |
| AETNA | MANAGED MEDICAID | $1,260.27 | ↑ +54% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,282.38 | ↑ +57% |
| CLOVER | MEDICARE ADVANTAGE | $1,326.60 | ↑ +62% |
| OXFORD | ALL PRODUCTS | $2,755.00 | ↑ +237% |
| UNITED HEALTHCARE | HMO | $2,826.00 | ↑ +246% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $3,906.10 | ↑ +378% |
| HORIZON | OMNIA | $5,042.55 | ↑ +517% |
| HORIZON | WORKERS COMP | $5,074.98 | ↑ +521% |
| HORIZON | PIP | $5,527.50 | ↑ +577% |
| BERGEN RISK | ALL PRODUCTS | $5,527.50 | ↑ +577% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $5,896.00 | ↑ +622% |
| HORIZON | SHP | $6,050.03 | ↑ +640% |
| AMERIHEALTH | LOCAL HMO | $6,170.90 | ↑ +655% |
| HORIZON | HMO | $6,232.07 | ↑ +663% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $6,264.50 | ↑ +667% |
| HORIZON | INDEMNITY | $6,280.71 | ↑ +669% |
| HORIZON | PPO | $6,389.79 | ↑ +682% |
| QUALCARE | PPO | $6,824.62 | ↑ +735% |
| QUALCARE | HMO | $6,824.62 | ↑ +735% |
| QUALCARE | WORKERS COMP | $6,824.62 | ↑ +735% |
| AMERIHEALTH | REGIONAL HMO | $6,887.27 | ↑ +743% |
| CIGNA | HMO | $7,047.93 | ↑ +763% |
| CIGNA | PPO | $7,047.93 | ↑ +763% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Hdr rdncl ntrstl/icav brchtx at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $767.95 | $767.95 – $2,774.00 |
| Hackensack University Medical Center | Hackensack | $817.07 | $265.97 – $3,250.00 |
| Ocean University Medical Center | Brick | $758.25 | $293.00 – $2,630.00 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $768.62 | $293.00 – $2,997.00 |
| Jersey Shore University Medical Center | Neptune City | $767.95 | $640.81 – $2,789.00 |
| Raritan Bay Medical Center | Perth Amboy | $768.62 | $673.86 – $2,746.00 |
| Riverview Medical Center | Red Bank | $767.95 | $640.81 – $2,749.00 |
| Southern Ocean Medical Center | Manahawkin | $758.25 | $640.81 – $2,703.00 |