healthcosts.net
Hdr rdncl ntrstl/icav brchtx at JFK Johnson Rehabilitation Institute (JRI)
65 James Street, Edison, NJ · Hackensack Meridian Health · · NPI 1275107344
$693.81
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,370.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$293.00 with HORIZON BCBS BRAVEN vs $7,288.93 with AMERIHEALTH — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $293.00 | ↓ -58% |
| HORIZON | HMO | $509.00 | ↓ -27% |
| HORIZON | WORKERS COMP | $526.00 | ↓ -24% |
| KARNA | MEDICARE ADVANTAGE | $673.86 | ↓ -3% |
| HORIZON | MEDICARE ADVANTAGE | $693.81 | ↑ +0% |
| AETNA | MEDICARE ADVANTAGE | $693.81 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $693.81 | ↑ +0% |
| VACCN | ALL PRODUCTS | $693.81 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $693.81 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $728.50 | ↑ +5% |
| CLOVER | MEDICARE ADVANTAGE | $1,326.60 | ↑ +91% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $1,584.55 | ↑ +128% |
| AMERIGROUP | MEDICARE ADVANTAGE | $1,606.66 | ↑ +132% |
| UNITED HEALTHCARE | MANAGED MEDICAID | $2,501.38 | ↑ +261% |
| AETNA | MANAGED MEDICAID | $2,576.55 | ↑ +271% |
| CIGNA - JRI@OUMC | ALL PRODUCTS | $3,685.00 | ↑ +431% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $4,422.00 | ↑ +537% |
| HORIZON | INDEMNITY | $4,488.33 | ↑ +547% |
| HORIZON | PIP | $4,488.33 | ↑ +547% |
| HORIZON | PPO | $4,488.33 | ↑ +547% |
| HORIZON | OMNIA | $4,488.33 | ↑ +547% |
| HORIZON | SHP | $4,488.33 | ↑ +547% |
| BRIGHTON HEALTH PLAN - JRI@OUMC | ALL PRODUCTS | $4,790.50 | ↑ +590% |
| INTERGROUP | SHARED SAVINGS | $5,159.00 | ↑ +644% |
| INTERGROUP | WORKERS COMP | $5,159.00 | ↑ +644% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $5,159.00 | ↑ +644% |
| BERGEN RISK | ALL PRODUCTS | $5,527.50 | ↑ +697% |
| QUALCARE | HMO | $5,697.01 | ↑ +721% |
| QUALCARE | WORKERS COMP | $5,697.01 | ↑ +721% |
| QUALCARE | PPO | $5,697.01 | ↑ +721% |
| PRIME HEALTH | WORKERS COMP | $5,896.00 | ↑ +750% |
| PRIME HEALTH | AUTO INSURANCE | $5,896.00 | ↑ +750% |
| AETNA | PPO | $6,190.80 | ↑ +792% |
| AETNA | ASA | $6,190.80 | ↑ +792% |
| AETNA | HMO | $6,190.80 | ↑ +792% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $6,264.50 | ↑ +803% |
| CIGNA | PPO | $7,094.36 | ↑ +923% |
| CIGNA | HMO | $7,094.36 | ↑ +923% |
| AMERIHEALTH | LOCAL HMO | $7,288.93 | ↑ +951% |
| AMERIHEALTH | REGIONAL HMO | $7,288.93 | ↑ +951% |