Excision benign lesion trunk/arms/legs 1.1 - 2.0 cm at Palisades Medical Center
7600 River Rd., North Bergen, NJ · Hackensack Meridian Health · · NPI 1730692344
$828.59
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,079.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$251.94 with KARNA vs $16,802.00 with HORIZON — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KARNA | MEDICARE ADVANTAGE | $251.94 | ↓ -70% |
| AETNA | MANAGED MEDICAID | $355.51 | ↓ -57% |
| SEOUL MEDICAL GROUP | ALL PRODUCTS | $361.75 | ↓ -56% |
| CLOVER | MEDICARE ADVANTAGE | $374.22 | ↓ -55% |
| AMERIGROUP | MEDICARE ADVANTAGE | $828.59 | ↑ +0% |
| WELLCARE | MEDICARE ADVANTAGE | $828.59 | ↑ +0% |
| WELLCARE | MANAGED MEDICAID | $828.59 | ↑ +0% |
| VACCN | ALL PRODUCTS | $828.59 | ↑ +0% |
| HORIZON BCBS BRAVEN | MEDICARE ADVANTAGE | $828.59 | ↑ +0% |
| HORIZON | MEDICARE ADVANTAGE | $828.59 | ↑ +0% |
| UNITED COMMUNITY/AMERICHOICE | MEDICARE ADVANTAGE | $870.02 | ↑ +5% |
| AETNA | MEDICARE ADVANTAGE | $903.16 | ↑ +9% |
| HORIZON | MANAGED MEDICAID | $1,195.00 | ↑ +44% |
| HORIZON | OMNIA | $1,422.45 | ↑ +72% |
| BERGEN RISK | ALL PRODUCTS | $1,559.25 | ↑ +88% |
| HORIZON | PIP | $1,559.25 | ↑ +88% |
| ACTIVECARE FIRST MCO | ALL PRODUCTS | $1,663.20 | ↑ +101% |
| HORIZON | SHP | $1,706.65 | ↑ +106% |
| AMERIHEALTH | LOCAL HMO | $1,740.75 | ↑ +110% |
| HORIZON | HMO | $1,758.00 | ↑ +112% |
| MULTIPLAN - PHCS | ALL PRODUCTS | $1,767.15 | ↑ +113% |
| HORIZON | INDEMNITY | $1,771.72 | ↑ +114% |
| HORIZON | PPO | $1,802.49 | ↑ +118% |
| QUALCARE | WORKERS COMP | $1,925.15 | ↑ +132% |
| QUALCARE | HMO | $1,925.15 | ↑ +132% |
| QUALCARE | PPO | $1,925.15 | ↑ +132% |
| AMERIHEALTH | REGIONAL HMO | $1,942.83 | ↑ +134% |
| CIGNA | HMO | $2,127.00 | ↑ +157% |
| CIGNA | PPO | $2,383.00 | ↑ +188% |
| OXFORD | ALL PRODUCTS | $4,047.00 | ↑ +388% |
| UNITED HEALTHCARE | HMO | $4,954.00 | ↑ +498% |
| AETNA | HMO | $7,770.00 | ↑ +838% |
| AETNA | PPO | $7,770.00 | ↑ +838% |
| BRIGHTON HEALTH PLAN | ALL PRODUCTS | $9,933.00 | ↑ +1099% |
| HORIZON | WORKERS COMP | $16,802.00 | ↑ +1928% |
| UNITED HEALTHCARE | MANAGED MEDICAID | not published by hospital | — |
| AMERIGROUP | MANAGED MEDICAID | not published by hospital | — |
Visitor-reported prices
Comments
Excision benign lesion trunk/arms/legs 1.1 - 2.0 cm at other New-jersey hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bayshore Medical Center | Holmdel | $778.78 | $778.78 – $934.53 |
| Hackensack University Medical Center | Hackensack | $828.59 | $251.94 – $870.02 |
| Ocean University Medical Center | Brick | $768.94 | $242.46 – $922.73 |
| JFK Johnson Rehabilitation Institute (JRI) | Edison | $779.45 | $113.20 – $779.45 |
| Jersey Shore University Medical Center | Neptune City | $778.78 | $242.46 – $934.53 |
| Raritan Bay Medical Center | Perth Amboy | $779.45 | $251.94 – $935.34 |
| Riverview Medical Center | Red Bank | $778.78 | $242.46 – $934.53 |
| Southern Ocean Medical Center | Manahawkin | $768.94 | $242.46 – $922.73 |