Excision benign lesion trunk/arms/legs 1.1 - 2.0 cm at Bayshore Medical Center

727 North Beers St., Holmdel, NJ · Hackensack Meridian Health · · NPI 1760994412

Source: hospital's published price file ↗ · Published Dec 31, 2025 · Ingested Aug 13, 2026

$778.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$2,079.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$340.96 with AETNA vs $9,933.00 with BRIGHTON HEALTH PLAN — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MANAGED MEDICAID $340.96 ↓ -56%
CLOVER MEDICARE ADVANTAGE $374.22 ↓ -52%
SEOUL MEDICAL GROUP ALL PRODUCTS $388.77 ↓ -50%
WELLCARE MANAGED MEDICAID $778.78 ↑ +0%
WELLCARE MEDICARE ADVANTAGE $778.78 ↑ +0%
VACCN ALL PRODUCTS $778.78 ↑ +0%
HORIZON BCBS BRAVEN MEDICARE ADVANTAGE $778.78 ↑ +0%
UNITED COMMUNITY/AMERICHOICE MEDICARE ADVANTAGE $817.71 ↑ +5%
AETNA MEDICARE ADVANTAGE $848.87 ↑ +9%
HORIZON MANAGED MEDICAID $868.00 ↑ +11%
UNITED HEALTHCARE DSNP $934.53 ↑ +20%
UNITED HEALTHCARE MANAGED MEDICAID $1,189.00 ↑ +53%
HORIZON PIP $1,340.96 ↑ +72%
HORIZON WORKERS COMP $1,340.96 ↑ +72%
HORIZON OMNIA $1,419.75 ↑ +82%
BERGEN RISK ALL PRODUCTS $1,559.25 ↑ +100%
QUALCARE PPO $1,615.38 ↑ +107%
AETNA ASA $1,627.86 ↑ +109%
CIGNA BH $1,663.20 ↑ +114%
HORIZON SHP $1,736.17 ↑ +123%
HORIZON HMO $1,753.22 ↑ +125%
MULTIPLAN - PHCS ALL PRODUCTS $1,767.15 ↑ +127%
HORIZON INDEMNITY $1,778.38 ↑ +128%
AMERIHEALTH LOCAL HMO $1,786.28 ↑ +129%
HORIZON PPO $1,794.59 ↑ +130%
QUALCARE WORKERS COMP $1,829.52 ↑ +135%
AMERIHEALTH REGIONAL HMO $2,023.28 ↑ +160%
CIGNA HMO $2,247.00 ↑ +189%
CIGNA PPO $2,518.00 ↑ +223%
OXFORD ALL PRODUCTS $4,048.00 ↑ +420%
UNITED HEALTHCARE HMO $4,948.00 ↑ +535%
QUALCARE HMO $6,256.00 ↑ +703%
AETNA PPO $8,419.00 ↑ +981%
AETNA HMO $8,419.00 ↑ +981%
BRIGHTON HEALTH PLAN ALL PRODUCTS $9,933.00 ↑ +1175%
AMERIGROUP MANAGED MEDICAID not published by hospital
KARNA MEDICARE ADVANTAGE not published by hospital

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Excision benign lesion trunk/arms/legs 1.1 - 2.0 cm at other New-jersey hospitals

Hospital City Cash price Negotiated range
Hackensack University Medical Center Hackensack $828.59 $251.94 – $870.02
Ocean University Medical Center Brick $768.94 $242.46 – $922.73
JFK Johnson Rehabilitation Institute (JRI) Edison $779.45 $113.20 – $779.45
Jersey Shore University Medical Center Neptune City $778.78 $242.46 – $934.53
Palisades Medical Center North Bergen $828.59 $251.94 – $903.16
Raritan Bay Medical Center Perth Amboy $779.45 $251.94 – $935.34
Riverview Medical Center Red Bank $778.78 $242.46 – $934.53
Southern Ocean Medical Center Manahawkin $768.94 $242.46 – $922.73

All New-jersey hospitals for this procedure →